107 N Westover Dr, Monroe, NC 28112 Property Records

Union County property record for 107 N Westover Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,276 sqft · built 1955
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jan 2024)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-274-023`

Property Details

APN / Parcel Number

Primary APN	`09-274-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Carport
Garage Area	345 sqft
Carport	Carport
Carport Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 N WESTOVER DR
City	MONROE
State	NC
Zip	28112-5254
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	8836-0080
Legal Subdivision	WESTOVER
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3000
Census Tract	20501

Owner

107 N Westover Dr, a rural home, is owned and occupied by an individual who bought it in January 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	107 N WESTOVER DR, MONROE, NC 28112-5254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Nov 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage GRAVITY CAPITAL LLC
Mar 14, 2023	Warranty Deed, Transfer
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Jun 10, 2019 · Amount on File
Deed Document Number	2024316
Deed Book / Page	8836 / 80
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 5, 2024
Property Address	107 N WESTOVER DR, MONROE, NC 28112-5254
Document Number	0000883680
Book / Page	8836 / 80
Instrument Date	Jan 5, 2024
Instrument	316
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 WREN WAY CT, MONROE, NC 28110-7778

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000317
Date	Jan 5, 2024
Instrument	317

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	107 N WESTOVER DR, MONROE, NC 28112-5254
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 WREN WRAY COURT, MONROE, NC 28110-7778

Mortgage

Document Number	0000880846
Date	Nov 6, 2023
Book Page	8808/46
Instrument	26849

Lender

Name	GRAVITY CAPITAL LLC
Type	Non-Lending Institution
Address	OREM, UT 84097

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 14, 2023
Property Address	107 N WESTOVER DR, MONROE, NC 28112-5254
Document Number	0008670884
Book / Page	8670 / 884
Instrument Date	Mar 13, 2023
Instrument	5755
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 WREN WAY CT, MONROE, NC 28110-7778

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	107 N WESTOVER DR, MONROE, NC 28112-5254
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8027713
Date	Mar 16, 2021
Book Page	8027/713
Instrument	12245

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 10, 2019
Property Address	107 N WESTOVER DR, MONROE, NC 28112-5254
Document Number	0007389132
Book / Page	7389 / 132
Instrument Date	Jun 10, 2019
Instrument	0015988
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1909 FLETCHER BROOME RD, 1909, MONROE, NC 28112-8824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N WESTOVER DR, MONROE, NC 28112-5254

Mortgage

Document Number	0000015989
Date	Jun 10, 2019
Instrument	0015989

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 107 N Westover Dr was $3,203.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,400 (-) Building $366,400	$366,400 (-) Building $366,400
2025	$3,203.00	$366,400 Building $366,400	$366,400 Building $366,400
2023	$1,573.00	$144,300 Land $14,100 Building $130,200	$144,300 Land $14,100 Building $130,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 107 N Westover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 N Westover Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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