Union County property record for 103 N Westover Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,066 sqft · built 1950 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,000 (Aug 2015) |
| Tax Bill | $1,671 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-274-021 |
| Primary APN | 09-274-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,363 sqft (0.72 acres) |
| Porch | Slab |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 N WESTOVER DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #18 #20 P/#22 WESTOVER PB3 PG56 |
| Legal Subdivision | WESTOVER |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20501 |
103 N Westover Dr, a rural home, is owned and occupied by an individual who bought it in August 2015.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 N WESTOVER DR, MONROE, NC 28112-5254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on File |
| Deed Sale | Aug 28, 2015 · Amount on File |
| Prior Sale | Apr 6, 2015 · Amount on File |
| Deed Document Number | 201526728 |
| Deed Book / Page | 6518 / 762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 103 N WESTOVER DR, MONROE, NC 28112-5254 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 103 N WESTOVER DR, MONROE, NC 28112-5254 |
| Document Number | 0008787570 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 8787/570 |
| Instrument | 23495 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAYETTEVILLE, NC 28311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 103 N Westover Dr was $1,671.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,200 (-) Land $54,900 Building $136,300 | $191,200 (-) Land $54,900 Building $136,300 | |
| 2025 | $1,671.00 | $191,200 Land $54,900 Building $136,300 | $191,200 Land $54,900 Building $136,300 |
| 2023 | $1,227.00 | $112,600 Land $16,100 Building $96,500 | $112,600 Land $16,100 Building $96,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 N Westover Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 N Westover Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
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