Morgan County property record for 107 N Main St, Stover, MO 65078
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1950 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $301 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-7.0-35-300-021-008.001 |
| Primary APN | 09-7.0-35-300-021-008.001 |
|---|
| Building Area | 1,040 sqft Living Area |
|---|---|
| 1st Floor Area | 1,040 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 92 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|
| Street Address | 107 N MAIN ST |
|---|---|
| City | STOVER |
| State | MO |
| Zip | 65078-0898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 92 LOTS 13 & 15; BLK 6; ORIGINAL TOWN OF STOVER; 50 X 92 |
| Legal Range | 19 |
| Legal Township | 43 |
| Legal Section | 35 |
| Legal Subdivision | ORIGINAL TOWN OF STOVER |
| Legal Block | 6 |
| Legal Lot Number | 13,15 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | HAW CREEK |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 470200 |
107 N Main St is owned and occupied by an individual.
Source: Morgan County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 N MAIN ST, STOVER, MO 65078-0898 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 107 N MAIN ST, STOVER, MO 65078-0898 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 107 N MAIN ST, STOVER, MO 65078-0898 |
| Document Number | 0202200667 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 202200667 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 10, 2042 |
The 2025 property tax bill for 107 N Main St was $301.
Source: Morgan County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Municipality | Stover City |
| Unified School District | Morgan County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,160 (-) Land $494 Building $5,666 | $32,400 Land $2,600 Building $29,800 | |
| 2025 | $301.00 | $6,160 | |
| 2024 | $32,400 Land $2,600 Building $29,800 | ||
| 2023 | $279.00 | $5,550 | |
| 2022 | $279.00 | $29,200 Land $2,300 Building $26,900 | |
| 2011 | $221.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 N Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STOVER PWS serves 1,094 people · EPA ID MO3010767 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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