Morgan County property record for 304 N Main St, Stover, MO 65078
| Property Type | Single Family Home |
|---|---|
| Details | 1,174 sqft · built 1946 |
| Lot Size | 0.235 acres (10,224 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $438 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-7.0-35-300-010-004.000 |
| Primary APN | 09-7.0-35-300-010-004.000 |
|---|
| Building Area | 1,174 sqft Living Area |
|---|---|
| 1st Floor Area | 1,174 sqft |
| Flooring | Wood |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,224 sqft (0.235 acres) |
| Lot Dimensions | 142 ft deep x 72 ft wide |
| Heating System | Gravity Furnace |
|---|
| Street Address | 304 N MAIN ST |
|---|---|
| City | STOVER |
| State | MO |
| Zip | 65078-0874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 12, 14 & S 22 16, BLOCK 15, ORIG TOWN OF STOVER 72 X 142 |
| Legal Range | 19 |
| Legal Township | 43 |
| Legal Section | 35 |
| Legal Subdivision | ORIG TOWN OF STOVER |
| Legal Block | 15 |
| Legal Lot Number | 12,14 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | HAW CREEK |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 470200 |
Source: Morgan County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31615 BROKEN CIRCLE RD, STOVER, MO 65078-2260 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 304 N MAIN ST, STOVER, MO 65078-0874 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | HUBBARD-KAVANAUGH TITLE COMPANY, HUBBARD KAVANAUGH TTL GURANT |
| Name | Verified Name |
|---|---|
| Address | 31615 BROKEN CIRCLE RD, STOVER, MO 65078-2260 |
| Document Number | 0202601362 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 202601362 |
| Name | WOOD & HUSTON BANK |
|---|---|
| Type | Bank |
| Address | SEDALIA, MO 65301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 7, 2046 |
Source: Morgan County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Municipality | Stover City |
| Unified School District | Morgan County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,950 (-) Land $741 Building $8,209 | $47,100 (-) Land $3,900 Building $43,200 | |
| 2025 | $438.00 (+8.15%) | $8,950 (+11.04%) | |
| 2024 | $47,100 (+11.08%) Land $3,900 Building $43,200 | ||
| 2023 | $405.00 (-0.25%) | $8,060 | |
| 2022 | $406.00 (+26.88%) | $42,400 Land $3,400 Building $39,000 | |
| 2011 | $320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STOVER PWS serves 1,094 people · EPA ID MO3010767 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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