107 Mary St, Springfield, GA 31329 Property Records

Effingham County property record for 107 Mary St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 2000
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (May 2026)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S1190-011-000`

Property Details

APN / Parcel Number

Primary APN	`S1190-011-000`
Alternative APNs	`0076H011000` `S1190011` `27115`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	190 sqft
Porch	Slab
Porch Area	135 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27115
Street Address	107 MARY ST
City	SPRINGFIELD
State	GA
Zip	31329-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	.25 AC LOT 11
Legal Subdivision	SPRINGFIELD WOODS
Legal Lot Number	11
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2020
Census Tract	30205

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 MARY ST, SPRINGFIELD, GA 31329-6201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Aug 18, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Aug 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	20263841
Deed Book / Page	3041 / 424
Prior Transfer Date	Aug 1, 2006
Prior Transfer Doc	001502/237
Record Updated	Oct 29, 2026

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 4, 2026
Property Address	107 MARY ST, SPRINGFIELD, GA 31329-6201
Document Number	003041/424
Book / Page	3041 / 424
Instrument Date	May 1, 2026
Instrument	20263841
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MARY ST, SPRINGFIELD, GA 31329-6201

Mortgage

Document Number	3041000426,
Date	May 4, 2026
Book Page	3041/426

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	107 MARY ST, SPRINGFIELD, GA 31329-6201
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MARY ST, SPRINGFIELD, GA 31329-6201

Mortgage

Document Number	0000002616/0000000696
Date	Aug 19, 2020
Book Page	0000002616/0000000696
Instrument	008398

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	107 MARY ST, SPRINGFIELD, GA 31329-6201
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MARY ST, SPRINGFIELD, GA 31329-6201

Mortgage

Document Number	0000002803/0000000292
Date	Aug 18, 2022
Book Page	0000002803/0000000292
Instrument	008451

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 18, 2022
Property Address	107 MARY ST, SPRINGFIELD, GA 31329-6201
Document Number	002803/290
Book / Page	2803 / 290
Instrument Date	Aug 18, 2022
Instrument	2022-002492
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MARY ST, SPRINGFIELD, GA 31329-6201

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,409 (%) Land $22,800 Building $79,609	$256,024 (-) Land $57,000 Building $199,024
2025	$2,704.00 (+9.3%) Homeowner's exemption Senior Citizen's exemption	$102,410 (+16.48%) Land $22,800 Building $79,610	$256,024 (+16.48%) Land $57,000 Building $199,024
2024	$2,474.00 (+53.19%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$87,920 (+77.05%) Land $22,800 Building $65,120	$219,799 (+77.05%) Land $57,000 Building $162,799
2022	$1,615.00 Homeowner's exemption	$49,659 Land $15,200 Building $34,459	$124,148 Land $38,000 Building $86,148

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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