102 Mary St, Springfield, GA 31329 Property Records

Effingham County property record for 102 Mary St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 2000
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jan 2024)
Tax Bill	$3,802 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S1190-002-000`

Property Details

APN / Parcel Number

Primary APN	`S1190-002-000`
Alternative APNs	`0076H002000` `S1190002` `27106`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Area	190 sqft

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27106
Street Address	102 MARY ST
City	SPRINGFIELD
State	GA
Zip	31329-6200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	.44 AC LOT 2
Legal Subdivision	SPRINGFIELD WOODS
Legal Lot Number	2
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2020
Census Tract	30205

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	102 MARY ST, SPRINGFIELD, GA 31329-6200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE
Jan 31, 2024	Limited Warranty Deed, Transfer · FHA Mortgage TRUIST BANK
Jun 30, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	2024225
Deed Book / Page	2892 / 521
Prior Transfer Date	Jul 7, 2015
Prior Transfer Doc	002301/631
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	102 MARY ST, SPRINGFIELD, GA 31329-6200
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MARY ST, SPRINGFIELD, GA 31329-6200

Mortgage

Document Number	0000002706/0000000943
Date	Jul 13, 2021
Book Page	0000002706/0000000943
Instrument	008492

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 31, 2024
Property Address	102 MARY ST, SPRINGFIELD, GA 31329-6200
Document Number	002892/521
Book / Page	2892 / 521
Instrument Date	Jan 31, 2024
Instrument	2024000225
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MARY ST, SPRINGFIELD, GA 31329-6200

Mortgage

Document Number	D2024000714
Date	Jan 31, 2024
Instrument	D2024000714

Lender

Name	TRUIST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 30, 2021
Property Address	102 MARY ST, SPRINGFIELD, GA 31329-6200
Document Number	002706/917
Book / Page	2706 / 917
Instrument Date	Jun 30, 2021
Instrument	2021-002265
Transaction Type	Transfer
Record Updated	Nov 5, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MARY ST, SPRINGFIELD, GA 31329-6200

Mortgage

Document Number	0000008491
Date	Jun 30, 2021
Instrument	008491

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000002706/0000000943
Date	Jul 13, 2021
Book Page	0000002706/0000000943
Instrument	008492

Lender

Name	GUILD MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,589 (+%) Land $22,800 Building $81,789	$261,471 (-) Land $57,000 Building $204,471
2025	$3,802.00 (+21.86%)	$104,588 (+14.91%) Land $22,800 Building $81,788	$261,471 (+14.91%) Land $57,000 Building $204,471
2024	$3,120.00 (+62.67%)	$91,017 (+73.13%) Land $22,800 Building $68,217	$227,543 (+73.13%) Land $57,000 Building $170,543
2022	$1,918.00	$52,571 Land $15,200 Building $37,371	$131,427 Land $38,000 Building $93,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planters Rural Telephone Cooperative.

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