Polk County property record for 107 Madera Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 963 sqft · built 1992 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,000 (Sep 2019) |
| Tax Bill | $783 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-18-689950-000760 |
| Primary APN | 26-29-18-689950-000760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 963 sqft Living Area |
| Gross Area | 1,368 sqft |
| 1st Floor Area | 963 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 172 ft deep x 86 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 405 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|
| Street Address | 107 MADERA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MADERA PARK SUBDIVISION PB 89 PGS 50 & 51 LYING IN A PORTION OF SECS 18 & 19 T29 R26 LOT 76 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 18 |
| Legal Subdivision | MADERA PARK SUBDIVISION |
| Legal Tract | 689950 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 14501 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 MADERA DR, WINTER HAVEN, FL 33880-5679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on Record |
| Deed Sale | Sep 4, 2019 · Amount on Record |
| Prior Sale | Jun 11, 2015 · Amount on Record |
| Deed Document Number | 2019185796 |
| Deed Book / Page | 10960 / 2105 |
| Prior Transfer Date | Nov 14, 2013 |
| Prior Transfer Doc | 0000211227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 4, 2019 |
| Property Address | 107 MADERA DR, WINTER HAVEN, FL 33880-5679 |
| Document Number | 0109602105 |
| Book / Page | 010960 / 002105 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 185796 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $833.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 MADERA DR WINTER HAVEN FL 338805679, WINTER HAVEN, FL 33880-5679 |
| Document Number | 109602107 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 010960/002107 |
| Instrument | 185797 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,482 (+2.7%) | $139,064 (-1.62%) Land $15,000 Building $124,064 | |
| 2025 | $783.00 (-34.75%) Homeowner's exemption | $100,761 (+5.99%) | $141,355 (-1.96%) Land $15,000 Building $126,355 |
| 2023 | $1,200.00 (+4.9%) Homeowner's exemption | $95,069 (+3%) | $144,182 (+12.08%) Land $14,500 Building $129,682 |
| 2022 | $1,144.00 Homeowner's exemption | $92,300 | $128,644 Land $12,000 Building $116,644 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures