104 Madera Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 104 Madera Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,088 sqft · built 1994
Lot Size	0.465 acres (20,255 sqft)
Owner	Company Name on Record
Last Sale	$76,250 (Jun 2016)
Tax Bill	$1,750 (2025)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-29-18-689950-000020`

Property Details

APN / Parcel Number

Primary APN	`26-29-18-689950-000020`
Alternative APNs	`182926689950000020` `82926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	1,448 sqft
1st Floor Area	1,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	20,255 sqft (0.465 acres)
Lot Dimensions	210 ft deep x 77 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	360 sqft
Porch	Unfinished Open Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	104 MADERA DR
City	WINTER HAVEN
State	FL
Zip	33880-5678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MADERA PARK SUBDIVISION PB 89 PGS 50 & 51 LYING IN A PORTION OF SECS 18 & 19 T29 R26 LOT 2
Legal Range	26E
Legal Township	29S
Legal Section	18
Legal Subdivision	MADERA PARK SUBDIVISION
Legal Tract	689950
Legal Block	1
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1002
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6500 CREWS LAKE HILLS LOOP E, LAKELAND, FL 33813-3857
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2016 · Amount on Record
Deed Sale	Jun 7, 2016 · Amount on Record
Prior Sale	May 1, 2016 · Amount on Record
Deed Document Number	2016102299
Deed Book / Page	9843 / 801
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	104 MADERA DR, WINTER HAVEN, FL 33880-5678
Document Number	0105061381
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6500 CREWS LAKE HILLS LOOP E LAKELAND FL 338133857, LAKELAND, FL 33813-3857

Mortgage

Document Number	0105061381
Date	Jun 5, 2018
Book Page	010506/001381
Instrument	119478

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,202 (+5.55%) Land $15,000 Building $123,202	$138,202 (-2.53%) Land $15,000 Building $123,202
2025	$1,750.00 (-16.03%)	$130,939 (-8.73%)	$141,796 (-1.16%) Land $15,000 Building $126,796
2023	$2,084.00 (+9.05%)	$143,466 (+12.59%) Land $14,500 Building $128,966	$143,466 (+12.59%) Land $14,500 Building $128,966
2022	$1,911.00	$127,418 Land $12,000 Building $115,418	$127,418 Land $12,000 Building $115,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2004–2022)
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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