107 Leeds, Williamsburg, VA 23188 Property Records

James City County property record for 107 Leeds, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,550 sqft · built 1991
Lot Size	1.01 acres (44,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Jun 2009)
Tax Bill	$7,330 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-1 03-0-0198`

Property Details

APN / Parcel Number

Primary APN	`38-1 03-0-0198`
Alternative APN	`11960`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,550 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Wood Shingle
Lot Area	44,039 sqft (1.01 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	945 sqft
Patio Area	945 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11960
Street Address	107 LEEDS
City	WILLIAMSBURG
State	VA
Zip	23188-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-198 &; 199 S-6 FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	198
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2006
Census Tract	80208

Owner

Source: James City County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 LEEDS, WILLIAMSBURG, VA 23188-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Apr 10, 2026	Deed of Trust · Line of Credit LAKEVIEW LOAN SERVICING
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2009 · Amount on Record
Deed Sale	Jun 8, 2009 · Amount on Record
Deed Document Number	2009900016256
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Apr 10, 2026
Property Address	107 LEEDS, WILLIAMSBURG, VA 23188-9183
Document Number	0202604159
Instrument Date	Apr 4, 2026
Instrument	20264159
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 LEEDS, WILLIAMSBURG, VA 23188-9183

Mortgage

Document Number	0000004159,
Date	Apr 10, 2026
Instrument	20264159

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Apr 10, 2026
Property Address	107 LEEDS, WILLIAMSBURG, VA 23188-9183
Document Number	0000004159
Instrument Date	Apr 4, 2026
Instrument	2026.4159
Record Updated	Apr 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 LEEDS, WILLIAMSBURG, VA 23188-9183

Mortgage

Document Number	0000004159,
Date	Apr 10, 2026
Instrument	2026.4159

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	107 LEEDS, WILLIAMSBURG, VA 23188-9183
Document Number	0000008351
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008351
Date	May 9, 2018
Instrument	8351

Lender

Name	WFB NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,330.00 (+6.42%)	$883,200 (+35.81%) Land $118,700 Building $764,500	$883,200 (+35.81%) Land $118,700 Building $764,500
2024	$6,888.00 (+27.63%)
2023	$5,397.00	$650,300 Land $98,600 Building $551,700	$650,300 Land $98,600 Building $551,700
2022	$5,397.00 (+8.61%)
2019	$4,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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