103 Leeds, Williamsburg, VA 23188 Property Records

James City County property record for 103 Leeds, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,015 sqft · built 1990
Lot Size0.464 acres (20,212 sqft)
OwnerCompany Name on Record
Last Sale$385,000 (May 2012)
Tax Bill$4,504 (2025)
Deeds & MortgagesApr 2022 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN38-1 03-0-0197

Property Details

APN / Parcel Number

Primary APN38-1 03-0-0197
Alternative APN
  • 13976

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area3,015 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof MaterialFiberglass
Lot Area20,212 sqft (0.464 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area237 sqft
Deck Area648 sqft
Patio Area648 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13976
Street Address103 LEEDS
CityWILLIAMSBURG
StateVA
Zip23188-9183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4 RESIDEN
Legal DescriptionL-197 S-6 FORD'S COLONY
Legal SubdivisionFORDS COLONY
Legal Lot Number197
JurisdictionJAMES CITY VA
Township / Civil DivisionJAMESTOWN
Census Block Group2
Census Block2006
Census Tract80208

Owner

Source: James City County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address103 LEEDS, WILLIAMSBURG, VA 23188-9183
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Intrafamily Transfer, Transfer
Oct 10, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2012 · Amount on Record
Deed SaleMay 3, 2012 · Amount on Record
Deed Book / Page1200 / 9767
Last Transfer DateApr 20, 2022
Transfer Doc0202206360
Record UpdatedJun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJAMES CITY VA
Recording DateApr 20, 2022
Property Address103 LEEDS, WILLIAMSBURG, VA 23188-9183
Document Number0202206360
Instrument DateApr 20, 2022
Instrument202206360
Transaction TypeTransfer
Record UpdatedMay 9, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 LEEDS, WILLIAMSBURG, VA 23188-9183

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address103 LEEDS, WILLIAMSBURG, VA 23188-9183
Document Number0000019634
Instrument DateOct 10, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 LEEDS WILLIAMSBURG VA 231889183, WILLIAMSBURG, VA 23188-9183

Mortgage

Document Number0000019634
DateNov 12, 2020
Instrument19634
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueNov 11, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,504.00 (+6.4%)$542,700 (+21.03%) Land $106,900 Building $435,800$542,700 (+21.03%) Land $106,900 Building $435,800
2024$4,233.00 (+13.76%)
2023$3,721.00$448,400 Land $78,900 Building $369,500$448,400 Land $78,900 Building $369,500
2022$3,721.00 (+8.33%)
2019$3,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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