107 Keep Cir, Berthoud, CO 80513 Property Records

Larimer County property record for 107 Keep Cir, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,094 sqft · built 1995
Lot Size	0.178 acres (7,757 sqft)
Owner	2 Individual Names on File
Last Sale	$472,000 (May 2024)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94231-73-004`

Property Details

APN / Parcel Number

Primary APN	`94231-73-004`
Alternative APN	`R1458213`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	1,054 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,757 sqft (0.178 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1458213
Street Address	107 KEEP CIR
City	BERTHOUD
State	CO
Zip	80513-1372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 2, 2ND AMD KEEP SUB, BER
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	KEEP
Legal Block	2
Legal Lot Number	4
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2041
Census Tract	2700

Owner

Source: Larimer County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	107 KEEP CIR, BERTHOUD, CO 80513-1372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Special Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2019	Special Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 6, 2019	Correction Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Aug 6, 2019 · Amount on Record
Deed Document Number	202417159
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	0000045392
Record Updated	Sep 20, 2026

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 2, 2024
Property Address	107 KEEP CIR, BERTHOUD, CO 80513-1372
Document Number	0000017159
Instrument Date	Apr 16, 2024
Instrument	20240017159
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	NEWFOUND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	107 KEEP CIR, BERTHOUD, CO 80513-1372

Mortgage

Document Number	0000017160
Date	May 2, 2024
Instrument	20240017160

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Mortgage

Document Number	0000017161
Date	May 2, 2024
Instrument	20240017161

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	107 KEEP CIR, BERTHOUD, CO 80513-1372
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086034
Date	Sep 14, 2021
Instrument	20210086034

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 6, 2019
Property Address	107 KEEP CIR, BERTHOUD, CO 80513-1372
Document Number	0000045393
Instrument Date	Aug 1, 2019
Instrument	20190045393
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$33.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	107 KEEP CIR, BERTHOUD, CO 80513-1372

Mortgage

Document Number	0000045394
Date	Aug 6, 2019
Instrument	20190045394

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 6, 2019
Property Address	107 KEEP CIR, BERTHOUD, CO 80513-1372
Document Number	0000045392
Instrument Date	Aug 1, 2019
Instrument	45392
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 COUNTY ROAD 46 BERTHOUD CO 805139131, BERTHOUD, CO 80513-9131

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (+13.7%)	$29,200 (-7.88%) Land $2,019 Building $27,181	$467,200 (-1.25%) Land $32,300 Building $434,900
2023	$2,598.00 (+11.55%)	$31,698 (+30.5%) Land $2,164 Building $29,534	$473,100 (+35.36%) Land $32,300 Building $440,800
2022	$2,329.00	$24,290 Land $2,245 Building $22,045	$349,500 Land $32,300 Building $317,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Inventive Wireless of Nebraska Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Smiling J.

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