102 Keep Cir, Berthoud, CO 80513 Property Records

Larimer County property record for 102 Keep Cir, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,064 sqft · built 1995
Lot Size	0.219 acres (9,583 sqft)
Owner	Company Name on File
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94231-72-001`

Property Details

APN / Parcel Number

Primary APN	`94231-72-001`
Alternative APN	`R1458108`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Basement Area	1,064 sqft
Finished Basement	724 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1458108
Old Parcel Number	9423172001
Street Address	102 KEEP CIR
City	BERTHOUD
State	CO
Zip	80513-1372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 1, 2ND AMD KEEP SUB, BER
Legal Range	69
Legal Township	04
Legal Section	23
Legal Quarter	NE
Legal Subdivision	KEEP
Legal Block	1
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2040
Census Tract	2700

Owner

Source: Larimer County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	102 KEEP CIR, BERTHOUD, CO 80513-1372
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Bargain and Sale Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 20, 2018	Intrafamily Transfer, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2024
Deed Sale	Jan 24, 2024
Prior Sale	Mar 20, 2018
Deed Document Number	20240002841
Record Updated	Jun 8, 2026

January 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 24, 2024
Property Address	102 KEEP CIR, BERTHOUD, CO 80513-1372
Document Number	0000002841
Instrument Date	Jan 23, 2024
Instrument	20240002841
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 W EISENHOWER BLVD, LOVELAND, CO 80537-3106
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002856
Date	Jan 24, 2024
Instrument	20240002856

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	102 KEEP CIR, BERTHOUD, CO 80513-1372
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026703
Date	May 21, 2019
Instrument	20190026703

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Mar 20, 2018
Property Address	102 KEEP CIR, BERTHOUD, CO 80513-1372
Document Number	0000015951
Instrument Date	Mar 13, 2018
Instrument	20180015951
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 KEEP CIR, BERTHOUD, CO 80513-1372

Mortgage

Document Number	0000015952
Date	Mar 20, 2018
Instrument	20180015952

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,025.00 (+9.09%)	$29,900 (-10.98%) Land $2,019 Building $27,881	$478,400 (-4.57%) Land $32,300 Building $446,100
2023	$2,773.00 (+16.32%)	$33,587 (+35.07%) Land $2,164 Building $31,423	$501,300 (+40.11%) Land $32,300 Building $469,000
2022	$2,384.00	$24,867 Land $2,245 Building $22,622	$357,800 Land $32,300 Building $325,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Inventive Wireless of Nebraska Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Smiling J.

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