Cass County property record for 107 Jay St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,444 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (May 2021) |
| Tax Bill | $2,142 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-551-00 |
| Primary APN | 14-160-300-551-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,444 sqft Building Perimeter |
| 1st Floor Area | 822 sqft |
| Basement Area | 622 sqft |
| Unfinished Basement | 622 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 250 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 107 JAY ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1805 COM NELY COR LOT 54, NWLY ALONG NELY LINE LOT 66 FT, SWLY PARA WITH SELY LINE TO SWLY LINE SD LOT SELY ALONG SWLY |
| Legal Lot Number | 54,66 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 2000 |
107 Jay St is owned and occupied by two individuals who acquired it in January 2026.
Source: Cass County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 JAY ST, DOWAGIAC, MI 49047-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2026 | Intrafamily Transfer, Transfer |
| May 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on File |
| Deed Sale | May 7, 2021 · Amount on File |
| Prior Sale | Oct 13, 2014 · Amount on File |
| Deed Book / Page | 1195 / 1359 |
| Last Transfer Date | Jan 10, 2026 |
| Transfer Doc | 001271/799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 15, 2026 |
| Property Address | 107 JAY ST, DOWAGIAC, MI 49047-1308 |
| Document Number | 001271/799 |
| Book / Page | 1271 / 799 |
| Instrument Date | Jan 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 JAY ST, DOWAGIAC, MI 49047-1308 |
| Name | Verified Name |
|---|---|
| Address | 107 JAY ST, DOWAGIAC, MI 49047-1308 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | May 7, 2021 |
| Property Address | 107 JAY ST, DOWAGIAC, MI 49047-1308 |
| Document Number | 01195/1359 |
| Book / Page | 1195 / 1359 |
| Instrument Date | Apr 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 JAY ST, 107, DOWAGIAC, MI 49047-1308 |
| Name | Verified Name |
|---|---|
| Address | 107 JAY ST, DOWAGIAC, MI 49047-1308 |
| Document Number | 0001195790 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 1195/790 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 107 Jay St was $2,142 with a homeowner's exemption, up 1.5% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 (+13.45%) Land $70,000 | $140,000 (+13.45%) Land $140,000 | |
| 2025 | $2,142.00 (+1.52%) Homeowner's exemption | $61,700 Land $61,700 | $123,400 Land $123,400 |
| 2024 | $2,110.00 | ||
| 2023 | $51,200 | $102,400 | |
| 2022 | $1,894.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 107 Jay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 Jay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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