103 Jay St, Dowagiac, MI 49047 Property Records

Cass County property record for 103 Jay St, Dowagiac, MI 49047

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,176 sqft · built 1900
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$6,442 (Sep 2018)
Tax Bill$1,863 (2025)
Deeds & MortgagesJun 2022 Sale
Sep 2018 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-160-300-529-00

Property Details

APN / Parcel Number

Primary APN14-160-300-529-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,176 sqft Building Perimeter
1st Floor Area659 sqft
Basement Area485 sqft
Unfinished Basement485 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area2,614 sqft (0.06 acres)
Garage Area384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address103 JAY ST
CityDOWAGIAC
StateMI
Zip49047-1308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description. DW 1781 COM NELY COR LOT 40, SWLY ALONG SELY LINE SD LOT TO SELY COR NWLY ALONG SWLY LINE SD LOT 40 FT, NELY PARA WITH SELY
Legal SubdivisionJAY W MCOMBERS ADD
Legal Lot Number40
JurisdictionCASS MI
Township / Civil DivisionDOWAGIAC
Census Block Group4
Census Block4027
Census Tract2000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 JAY ST, DOWAGIAC, MI 49047-1308
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Warranty Deed, Transfer
Sep 12, 2018Warranty Deed, Transfer
Jul 19, 2018Land Contract, Transfer
Jul 19, 2018Quit Claim Deed, Transfer
Quitclaim
Feb 20, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2018 · Amount on Record
Deed SaleSep 12, 2018 · Amount on Record
Prior SaleJul 19, 2018 · Amount on Record
Deed Book / Page1144 / 2002
Prior Transfer DateJun 19, 2018
Prior Transfer Doc01142/0988
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateJun 24, 2022
Property Address103 JAY ST, DOWAGIAC, MI 49047-1308
Document Number002019/442
Book / Page2019 / 442
Map ReferenceLB M PG 368
Instrument DateJun 10, 2022
Transaction TypeTransfer
Record UpdatedMay 1, 2023

Transaction

AmountAmount Recorded
Tax$90.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6625 PIPESTONE ST, EAU CLAIRE, MI 49111-5127

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 373, EAU CLAIRE, MI 49111-0373

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateSep 12, 2018
Property Address103 JAY ST, DOWAGIAC, MI 49047-1308
Document Number01144/2002
Book / Page1144 / 2002
Map ReferencePG368
Instrument DateSep 12, 2018
Transaction TypeTransfer
Record UpdatedMay 1, 2023

Transaction

AmountAmount Recorded
Tax$55.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 CLINTON ST, DOWAGIAC, MI 49047-2116

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 35, EAU CLAIRE, MI 49111-0035

July 2018: Land Contract, Transfer

Document TypeLand Contract
JurisdictionCASS MI
Recording DateJul 19, 2018
Property Address103 JAY ST, DOWAGIAC, MI 49047-1308
Document Number01142/0961
Book / Page1142 / 0961
Map ReferenceLB M PG368
Instrument DateJun 20, 2018
Transaction TypeTransfer
Record UpdatedMay 1, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 CLINTON ST, DOWAGIAC, MI 49047-2116

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 35, EAU CLAIRE, MI 49111-0035

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS MI
Recording DateJul 19, 2018
Property Address103 JAY ST, DOWAGIAC, MI 49047-1308
Document Number01142/0988
Book / Page1142 / 0988
Map ReferenceLB M PG368
Instrument DateJun 19, 2018
Transaction TypeTransfer
Record UpdatedMay 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6589 PAW PAW LAKE ST, CITY OF WATERVLIET, MI 00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 CLINTON ST, DOWAGIAC, MI 49047-2116

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCASS MI
Recording DateFeb 20, 2018
Property Address103 JAY ST, DOWAGIAC, MI 49047-1308
Document Number01135/2062
Book / Page1135 / 2062
Map ReferenceLB M PG388
Instrument DateDec 29, 2017
Transaction TypeTransfer
Record UpdatedMay 1, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$67.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6589 PAW PAW LAND, WATERVLIET, MI 49098

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 CLINTON ST, DOWAGIAC, MI 49047-2116

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,000 (+13.13%) Land $56,000$112,000 (+13.13%) Land $112,000
2025$1,863.00 (+1.53%) Homeowner's exemption$49,500 (+20.73%) Land $49,500$99,000 (+20.73%) Land $99,000
2024$1,835.00 (+4.2%)
2023$41,000$82,000
2022$1,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWAGIAC
serves 6,350 people · EPA ID MI0001860
Water SourceGroundwater
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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