107 Hermann Ave, Carteret, NJ 07008 Property Records

Middlesex County and Carteret Borough property record for 107 Hermann Ave, Carteret, NJ 07008

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1944
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (May 2022)
Tax Bill	$7,810 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-04903-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`01-04903-0000-00001`
Alternative APN	`0100395000000001`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0100395000000001
Street Address	107 HERMANN AVE
City	CARTERET
State	NJ
Zip	07008-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100
Legal Subdivision	CENTRAL PKWY TR 2
Legal Block	4903
Legal Lot Number	1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	CARTERET
Census Block Group	3
Census Block	3017
Census Tract	3700

Owner

107 Hermann Ave is owned and occupied by two individuals who bought it in May 2022.

Source: Middlesex County and Carteret Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 HERMANN AVE, CARTERET, NJ 07008-2248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2022	Deed, Transfer · FHA Mortgage PANOROMA MORTGAGE GROUP LLC
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 15, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Feb 29, 2016 · Amount on File
Deed Document Number	202244684
Deed Book / Page	18919 / 1739
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	107 HERMANN AVE, CARTERET, NJ 07008-2248
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	SOHO ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021272
Date	Mar 21, 2019
Book Page	17452/0141
Instrument	2019021272

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	107 HERMANN AVE, CARTERET, NJ 07008-2248
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	SOHO ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015605
Date	Feb 18, 2020
Book Page	17785/0853
Instrument	2020015605

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 6, 2022
Property Address	107 HERMANN AVE, CARTERET, NJ 07008-2248
Document Number	0000044684
Book / Page	18919 / 1739
Instrument Date	Apr 27, 2022
Instrument	2022044684
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,831.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 HERMANN AVE, 107, CARTERET, NJ 07008-2248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HERMANN AVENUE, CALDWELL, NJ

Mortgage

Document Number	0000044685
Date	May 6, 2022
Instrument	2022044685

Lender

Name	PANOROMA MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	107 HERMANN AVE, CARTERET, NJ 07008-2248
Document Number	0000040338
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018
Title Company	SOHO ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 HERMANN AVE CARTERET NJ 070082248, CARTERET, NJ 07008-2248

Mortgage

Document Number	0000040338
Date	May 2, 2018
Book Page	017171/000070
Instrument	40338

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	107 HERMANN AVE, CARTERET, NJ 07008-2248
Document Number	0000006743
Book / Page	016696 / 000786
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	CITY LINE ABSTRACT COMPANY, CITY LINE ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 HERMANN AVE CARTERET NJ 070082248, CARTERET, NJ 07008-2248

Mortgage

Document Number	0000006743
Date	Mar 6, 2017
Book Page	016696/000786
Instrument	6743

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 107 Hermann Ave was $7,810, down 6.6% from the year before.

Source: Middlesex County and Carteret Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Carteret Borough
Unified School District	Carteret Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,100 (-) Land $330,000 Building $168,100	$498,100 (-) Land $330,000 Building $168,100
2025	$7,810.00 (-6.63%)	$498,100 Land $330,000 Building $168,100	$498,100 Land $330,000 Building $168,100
2024	$8,365.00
2023		$262,400 Land $120,000 Building $142,400	$262,400 Land $120,000 Building $142,400
2022	$7,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Hermann Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1980–2021)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 107 Hermann Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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