103 Hermann Ave, Carteret, NJ 07008 Property Records

Middlesex County and Carteret Borough property record for 103 Hermann Ave, Carteret, NJ 07008

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1944
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jan 2023)
Tax Bill	$8,045 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04903-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`01-04903-0000-00002`
Alternative APN	`0100395000000002`

Interior

Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0100395000000002
Street Address	103 HERMANN AVE
City	CARTERET
State	NJ
Zip	07008-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100
Legal Subdivision	TRACT 02 CENTRAL PKWY
Legal Block	4903
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	CARTERET
Census Block Group	3
Census Block	3017
Census Tract	3700

Owner

Source: Middlesex County and Carteret Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 HERMANN AVE, CARTERET, NJ 07008-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Jul 15, 2004 · Amount on Record
Deed Document Number	20232668
Deed Book / Page	19128 / 909
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 13, 2023
Property Address	103 HERMANN AVE, CARTERET, NJ 07008-2248
Document Number	0000002668
Book / Page	19128 / 909
Instrument Date	Dec 6, 2022
Instrument	2023002668
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,066.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 HERMANN ST, CARTERET, NJ 07008-1356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HERMANN AVE, CARTERET, NJ 07008-2248

Mortgage

Document Number	0000002669
Date	Jan 13, 2023
Instrument	2023002669

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.37%
Type Change Date	Feb 1, 2028
Change Frequency	6 Months
Min Rate At Change	9.37%
Max Rate At Change	11.3%
Index	Other
Max Rate	14.3%

Tax Assessment & Valuation

Source: Middlesex County and Carteret Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Carteret Borough
Unified School District	Carteret Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,100 (-) Land $330,000 Building $183,100	$513,100 (-) Land $330,000 Building $183,100
2025	$8,045.00 (+6.08%)	$513,100 (+115.68%) Land $330,000 Building $183,100	$513,100 (+115.68%) Land $330,000 Building $183,100
2024	$7,584.00 (+5.57%)
2023		$237,900 Land $120,000 Building $117,900	$237,900 Land $120,000 Building $117,900
2022	$7,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1980–2021)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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