Orange County and Cornwall Town property record for 107 Harold Ave, Cornwall, NY 12518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,562 sqft · built 1981 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,648 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2023 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 332489 42-5-13 |
| Primary APN | 332489 42-5-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 1,962 sqft |
| 1st Floor Area | 1,056 sqft |
| 2nd Floor Area | 506 sqft |
| Upper Floors Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 639 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 42-5-13 |
|---|---|
| Street Address | 107 HAROLD AVE |
| City | CORNWALL |
| State | NY |
| Zip | 12518-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 4 BLK E LAUREL CREST MAP 3358 |
| Legal Subdivision | LAUREL CREST |
| Legal Block | 5 |
| Legal Lot Number | 13.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CORNWALL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13000 |
Source: Orange County and Cornwall Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 HAROLD AVE, CORNWALL, NY 12518-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Feb 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA |
| Apr 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 30, 2018 | Quit Claim Deed, Transfer HILL-N-DALE ABSTRACTERS INC. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 18, 2018 |
| Transfer Doc | 0000007931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Apr 9, 2026 |
| Property Address | 107 HAROLD AVE, CORNWALL, NY 12518-1204 |
| Document Number | 0000025962 |
| Book / Page | 15878 / 1363 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202625962 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 HAROLD AVE, CORNWALL, NY 12518-1204 |
| Document Number | 0000025962, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 15878/1363 |
| Instrument | 202625962 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 107 HAROLD AVE, CORNWALL, NY 12518-1204 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000040937 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 15440/390 |
| Instrument | 20230040937 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 107 HAROLD AVE, CORNWALL, NY 12518-1204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010096 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 14900/1157 |
| Instrument | 20210010096 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 107 HAROLD AVE, CORNWALL, NY 12518-1204 |
| Document Number | 0000027735 |
| Instrument Date | Apr 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 107 HAROLD AVE CORNWALL NY 125181204, CORNWALL, NY 12518-1204 |
| Document Number | 0000027735 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 014558/001546 |
| Instrument | 27735 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Jan 30, 2018 |
| Property Address | 107 HAROLD AVE, CORNWALL, NY 12518-1204 |
| Document Number | 0000007931 |
| Book / Page | 014355 / 001232 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 7931 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2018 |
| Title Company | HILL-N-DALE ABSTRACTERS INC. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 107 HAROLD AVE CORNWALL NY 125181204, CORNWALL, NY 12518-1204 |
Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Cornwall Town |
| Unified School District | Cornwall Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $341,000 (-) Land $76,200 Building $264,800 | $539,400 (+6.69%) | |
| 2024 | $13,648.00 | ||
| 2023 | $341,000 (-) Land $76,200 Building $264,800 | $505,600 (+11.86%) Land $112,982 Building $392,618 | |
| 2022 | $341,000 Land $76,200 Building $264,800 | $452,000 Land $101,004 Building $350,996 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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