105 Harold Ave, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 105 Harold Ave, Cornwall, NY 12518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,197 sqft · built 1978
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,900 (Jul 2010)
Tax Bill	$12,378 (2024)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332489 42-5-14`

Property Details

APN / Parcel Number

Primary APN	`332489 42-5-14`
Alternative APNs	`248904200000050140000000` `42-5-14`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,197 sqft Living Area
1st Floor Area	1,573 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2009
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Suburban
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	548 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	42-5-14
Street Address	105 HAROLD AVE
City	CORNWALL
State	NY
Zip	12518-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK E LAUREL CREST MAP 3358
Legal Subdivision	LAUREL CREST
Legal Block	5
Legal Lot Number	14.00
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	1
Census Block	1003
Census Tract	13000

Owner

Source: Orange County and Cornwall Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 HAROLD AVE, CORNWALL, NY 12518-1204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2010 · Amount on Record
Deed Sale	Jul 7, 2010 · Amount on Record
Deed Book / Page	13024 / 918
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	105 HAROLD AVE, CORNWALL, NY 12518-1204
Document Number	0000072657
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	ATLANTIC AMERICAN TITLE ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HAROLD AVE CORNWALL NY 125181204, CORNWALL, NY 12518-1204

Mortgage

Document Number	0000072657
Date	Oct 11, 2019
Book Page	014637/001720
Instrument	72657

Lender

Name	WALLKILL VLY FED'L S&L
Type	Federal Savings Bank
Address	WALDEN, NY 12586

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2039

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,900 (-) Land $76,200 Building $212,700	$457,000 (+6.7%)
2024	$12,378.00
2023		$288,900 (-) Land $76,200 Building $212,700	$428,300 (+11.86%) Land $112,968 Building $315,332
2022		$288,900 Land $76,200 Building $212,700	$382,900 Land $100,993 Building $281,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20