107 Hammock Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 107 Hammock Cir, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,824 sqft · built 1991
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Jun 2026)
Tax Bill	$6,223 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`142372-0560`

Property Details

APN / Parcel Number

Primary APN	`142372-0560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,777 sqft
1st Floor Area	1,593 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 HAMMOCK CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	20/61-65 VILLAGES OF VILANO UNIT 2 LOT 56 OR5624/1 & 5803/1519(Q/C)
Legal Range	30E
Legal Township	06S
Legal Section	32
Legal Subdivision	VILLAGES OF VILANO UNIT II
Legal Block	2
Legal Lot Number	56
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2014
Census Tract	20603

Owner

107 Hammock Cir is owned and occupied by an individual who bought it in June 2026.

Source: St. Johns County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	107 HAMMOCK CIR, SAINT AUGUSTINE, FL 32084-1754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Aug 3, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Aug 29, 2022 · Amount on File
Deed Document Number	202649247
Deed Book / Page	6380 / 305
Prior Transfer Date	Jun 30, 2023
Prior Transfer Doc	0058031519
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2026
Property Address	107 HAMMOCK CIR, SAINT AUGUSTINE, FL 32084-1754
Document Number	0000063826
Book / Page	6408 / 923
Instrument Date	Jun 8, 2026
Instrument	202663826
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063826,
Date	Jul 27, 2026
Book Page	6408/923
Instrument	202663826

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 9, 2026
Property Address	107 HAMMOCK CIR, SAINT AUGUSTINE, FL 32084-1754
Document Number	0000049247
Book / Page	6380 / 305
Instrument Date	Feb 12, 2026
Instrument	202649247
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413,595.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HAMMOCK CIR, SAINT AUGUSTINE, FL 32084-1754

Mortgage

Document Number	0000049248,
Date	Jun 9, 2026
Instrument	202649248

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 9, 2026
Property Address	107 HAMMOCK CIR, SAINT AUGUSTINE, FL 32084-1754
Document Number	0063800305
Book / Page	6380 / 305
Instrument Date	Feb 12, 2026
Instrument	202649247
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413,595.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HAMMOCK CIR, SAINT AUGUSTINE, FL 32084-1754

Mortgage

Document Number	0000049248,
Date	Jun 9, 2026
Instrument	202649248

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Aug 3, 2023
Property Address	107 HAMMOCK CIR, SAINT AUGUSTINE, FL 32084-1754
Document Number	0058031519
Book / Page	5803 / 1519
Map Reference	MB 20 PG 61-65
Instrument Date	Jun 30, 2023
Instrument	2023060944
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 HAMMOCK CIR, SAINT AUGUSTINE, FL 32084-1754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HAMMOCK CIR, SAINT AUGUSTINE, FL 32084-1754

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 29, 2022
Property Address	107 HAMMOCK CIR, SAINT AUGUSTINE, FL 32084-1754
Document Number	0056240001
Book / Page	5624 / 1
Map Reference	MB 20 PG 61-65
Instrument Date	Aug 25, 2022
Instrument	2022082770
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 714, DAHLONEGA, GA 30533-0012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 WESTWOOD PARK DR, HAVERTOWN, PA 19083-4422

Tax Assessment & Valuation

The 2025 property tax bill for 107 Hammock Cir was $6,223 with a homeowner's exemption, up 1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,309 (-2.93%) Land $110,000 Building $350,309	$460,309 (-2.93%) Land $110,000 Building $350,309
2025	$6,223.00 (+10.04%) Homeowner's exemption	$474,211	$474,211 Land $100,000 Building $374,211
2024	$5,655.00 (+1.93%)
2023	$5,548.00 (-9.2%) Homeowner's exemption	$454,535 (-0.52%)	$454,535 (-0.52%) Land $100,000 Building $354,535
2022	$6,110.00	$456,908	$456,908 Land $100,800 Building $356,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Hammock Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 504 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	648 units insured incl. 144 condo units
Nearby Flood Claims	163 (1999–2023)
Claims Outside the SFHA	7 of 163
Most Recent Claim	Feb 2023
Claims by Event	Hurricane Ian, Sep 2022 · 16 claims Hurricane Irma, Sep 2017 · 34 claims Hurricane Matthew, Oct 2016 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 107 Hammock Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Verizon.

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