107 Grove Level Dr, Commerce, GA 30529 Property Records

Banks County property record for 107 Grove Level Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,632 sqft · built 1980
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (May 2021)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B54 021`

Property Details

APN / Parcel Number

Primary APN	`B54 021`
Alternative APN	`4809`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,632 sqft Heated Area
1st Floor Area	816 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Carport
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	4809
Street Address	107 GROVE LEVEL DR
City	COMMERCE
State	GA
Zip	30529-6216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 7-202 & PB 8-240
Legal Subdivision	JAMES B WOOD JR
Jurisdiction	BANKS GA
Township / Civil Division	MAYSVILLE
Census Block Group	2
Census Block	2005
Census Tract	970300

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	107 GROVE LEVEL DR, COMMERCE, GA 30529-6216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Mar 11, 2014 · Amount on Record
Deed Document Number	0000504443
Deed Book / Page	504 / 443
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	May 17, 2021
Property Address	107 GROVE LEVEL DR, COMMERCE, GA 30529-6216
Document Number	504/443
Book / Page	504 / 443
Instrument Date	May 17, 2021
Instrument	2021-000502
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 GROVE LEVEL DR, COMMERCE, GA 30529-6216

Mortgage

Document Number	504445
Date	May 17, 2021
Instrument	504/445

Lender

Name	CALIBER HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	107 GROVE LEVEL DR, COMMERCE, GA 30529-6216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 GROVE LEVEL DR, COMMERCE, GA 30529-6216

Mortgage

Document Number	0000000478/0000000219
Date	Feb 20, 2020
Book Page	0000000478/0000000219

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00 (+1.67%)	$85,971 (+4.96%) Land $7,493 Building $78,478	$214,927 (+4.96%) Land $18,732 Building $196,195
2024	$1,614.00 (+25.41%)	$81,912 (+29.51%) Land $6,812 Building $75,100	$204,779 (+29.5%) Land $17,029 Building $187,750
2023	$1,287.00 (+11.82%)	$63,250 (+15.45%) Land $6,267 Building $56,983	$158,125 (+15.45%) Land $15,667 Building $142,458
2022	$1,151.00	$54,787 Land $6,267 Building $48,520	$136,966 Land $15,667 Building $121,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Xfinity.

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