103 Grove Level Dr, Commerce, GA 30529 Property Records

Banks County property record for 103 Grove Level Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,920 sqft · built 1974
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Feb 2026)
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Jan 2010 Mortgage Jan 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B54 020`

Property Details

APN / Parcel Number

Primary APN	`B54 020`
Alternative APN	`4806`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,920 sqft Heated Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Carport
Carport	Carport
Carport Area	180 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	460 sqft
Deck Area	270 sqft
Patio Area	270 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	4806
Street Address	103 GROVE LEVEL DR
City	COMMERCE
State	GA
Zip	30529-6216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 27-142
Legal Subdivision	JAMES B WOODS JR SURV
Jurisdiction	BANKS GA
Township / Civil Division	MAYSVILLE
Census Block Group	2
Census Block	2005
Census Tract	970300

Owner

Source: Banks County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 GROVE LEVEL DR, COMMERCE, GA 30529-6216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2010	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 5, 2005	Deed of Trust, Mortgage · Conventional Mortgage ATHENS FIRST BANK
Feb 17, 2026	Warranty Deed, Transfer SENTE MORTGAGE
Sep 21, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Oct 26, 2017	Warranty Deed, Transfer · FHA Mortgage BRAND MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	0000594609
Deed Book / Page	594 / 609
Record Updated	Jun 8, 2026

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	103 GROVE LEVEL DR, COMMERCE, GA 30529-6216
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000349/188
Date	Jan 25, 2010
Book Page	349/188

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2040

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	103 GROVE LEVEL DR, COMMERCE, GA 30529-6216
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251/51
Date	Jan 5, 2005
Book Page	251/51

Lender

Name	ATHENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2014

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Feb 17, 2026
Property Address	103 GROVE LEVEL DR, COMMERCE, GA 30529-6216
Document Number	000594/609
Book / Page	594 / 609
Instrument Date	Feb 13, 2026
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2.95
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GROVE LEVEL DR, COMMERCE, GA 30529-6216

Mortgage

Document Number	0000594610
Date	Feb 17, 2026
Instrument	594/610

Lender

Name	SENTE MORTGAGE

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 21, 2022
Property Address	103 GROVE LEVEL DR, COMMERCE, GA 30529-6216
Document Number	000534/140
Book / Page	534 / 140
Instrument Date	Sep 21, 2022
Instrument	2022-000845
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GROVE LEVEL DR, COMMERCE, GA 30529-6216

Mortgage

Document Number	0000000534/0000000142
Date	Sep 22, 2022
Book Page	0000000534/0000000142

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Oct 26, 2017
Property Address	103 GROVE LEVEL DR, COMMERCE, GA 30529-6216
Document Number	0000444/45
Book / Page	444 / 45
Instrument Date	Oct 26, 2017
Instrument	2017-000795
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GROVE LEVEL DR, COMMERCE, GA 30529-6216

Mortgage

Document Number	0000444/47
Date	Oct 30, 2017
Book Page	444/47

Lender

Name	BRAND MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,130.00 (+1.53%)	$111,584 (+4.78%) Land $11,550 Building $100,034	$278,960 (+4.79%) Land $28,875 Building $250,085
2024	$2,098.00 (+13.65%)	$106,489 (+17.39%) Land $10,500 Building $95,989	$266,221 (+17.39%) Land $26,249 Building $239,972
2023	$1,846.00 (+28.28%)	$90,716 (+32.41%) Land $8,404 Building $82,312	$226,791 (+32.42%) Land $21,011 Building $205,780
2022	$1,439.00	$68,509 Land $8,333 Building $60,176	$171,272 Land $20,832 Building $150,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Xfinity.

Nearby Properties on Grove Level Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures