107 Gardner St, Montevallo, AL 35115 Property Records

Shelby County property record for 107 Gardner St, Montevallo, AL 35115

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,054 sqft · built 1990
Lot Size	0.034 acres (1,513 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Aug 2023)
Tax Bill	$1,212 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`362032201034005`

Property Details

APN / Parcel Number

Primary APN	`362032201034005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,054 sqft Heated Area
1st Floor Area	510 sqft
Upper Floors Area	544 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,513 sqft (0.034 acres)
Lot Dimensions	86.6 ft deep x 17.5 ft wide
Porch	Slab
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 GARDNER ST
City	MONTEVALLO
State	AL
Zip	35115-4225
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SEC/TWNSHP/RAN 3 24N 12E NBRHD: 07 MONTEVALLO TOWNHOMES R-2
Legal Range	12E
Legal Township	24N
Legal Section	03
Legal Subdivision	SHAW VILLAS PHASE 1
Legal Lot Number	3
Jurisdiction	SHELBY AL
Township / Civil Division	MONTEVALLO
Census Block Group	1
Census Block	1010
Census Tract	30405

Owner

107 Gardner St, a townhouse, is owned by an individual who bought it in August 2023.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	125 GARDNER ST, MONTEVALLO, AL 35115-4225
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Apr 5, 2006 · Amount on File
Deed Document Number	2023263530
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Aug 31, 2023
Property Address	107 GARDNER ST, MONTEVALLO, AL 35115-4225
Document Number	0000263530
Map Reference	MB 14 PG 56
Instrument Date	Aug 30, 2023
Instrument	20230831000263530
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 N HIGHLAND DR, COLUMBIANA, AL 35051-9556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	125 GARDNER ST, MONTEVALLO, AL 35115-4225

Mortgage

Document Number	0000263540
Date	Aug 31, 2023
Instrument	20230831000263540

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Index	6-Month LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 107 Gardner St was $1,212, up 1.3% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Montevallo City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,212.00 (+1.34%)
2025	$1,196.00	$23,460	$117,300 Land $38,500 Building $78,800
2023	$1,009.00 (+14.01%)	$19,800 (+14.06%)	$99,000 (+14.06%) Land $30,000 Building $69,000
2022	$885.00	$17,360	$86,800 Land $25,000 Building $61,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Gardner St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEVALLO WATER WORKS & SEWER BOARD serves 10,746 people · EPA ID AL0001160
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20