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103 Gardner St, Montevallo, AL 35115 Property Records

Shelby County property record for 103 Gardner St, Montevallo, AL 35115

Property Summary

Property TypeTownhouse
Details1 ba · 852 sqft · built 1990
Lot Size0.116 acres (5,082 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Jun 2018)
Tax Bill$544 (2026)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN362032201034003

Property Details

APN / Parcel Number

Primary APN362032201034003

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area852 sqft Heated Area
1st Floor Area852 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2011
Architectural StyleTownhouse
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,082 sqft (0.116 acres)
Lot Dimensions58 ft deep x 87.6 ft wide
PorchSlab
Utility Building18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address103 GARDNER ST
CityMONTEVALLO
StateAL
Zip35115-4225
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSEC/TWNSHP/RAN 3 24N 12E NBRHD: 07 MONTEVALLO TOWNHOMES R-2
Legal Range12E
Legal Township24N
Legal Section03
Legal SubdivisionSHAW VILLAS PHASE 1
Legal Lot Number1
JurisdictionSHELBY AL
Township / Civil DivisionMONTEVALLO
Census Block Group1
Census Block1010
Census Tract30405

Owner

103 Gardner St, a townhouse, is owned and occupied by an individual who bought it in June 2018.

Source: Shelby County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address103 GARDNER ST, MONTEVALLO, AL 35115-4225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2018 · Amount on File
Deed SaleJun 1, 2018 · Amount on File
Prior SaleJun 21, 2013 · Amount on File
Deed Document Number2018192990
Prior Transfer DateMay 1, 2012
Prior Transfer Doc0000194690
Record UpdatedOct 29, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateJun 1, 2018
Property Address103 GARDNER ST, MONTEVALLO, AL 35115-4225
Document Number0000192990
Instrument DateMay 30, 2018
Instrument192990
Transaction TypeTransfer
Record UpdatedJun 28, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 GARDNER ST MONTEVALLO AL 351154225, MONTEVALLO, AL 35115-4225

Mortgage

Document Number193000
DateJun 1, 2018
Instrument193000
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
AmountAmount on Record
Term360 Months
DueMay 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 103 Gardner St was $544 with a homeowner's exemption, down 6.5% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityMontevallo City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$544.00 (-6.53%) Homeowner's exemption
2025$582.00$11,420$114,200 Land $38,500 Building $75,700
2023$461.00$9,860$98,600 Land $30,000 Building $68,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Gardner St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEVALLO WATER WORKS & SEWER BOARD
serves 10,746 people · EPA ID AL0001160
Water SourceGroundwater influenced by surface water
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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