Schenectady County and Schenectady City property record for 107 Front St, Schenectady, NY 12305 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 3,102 sqft · built 1861 |
| Lot Size | 0.071 acres (3,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,000 (Oct 2024) |
| Tax Bill | $7,970 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 421500 39.55-1-51 |
| Primary APN | 421500 39.55-1-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 3,102 sqft Total Area |
| 1st Floor Area | 1,022 sqft |
| 2nd Floor Area | 1,046 sqft |
| Upper Floors Area | 1,034 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1861 |
|---|---|
| Effective Year Built | Effective 1861 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 3,100 sqft (0.071 acres) |
| Lot Dimensions | 122 ft deep x 25.4 ft wide |
| Porch | Slab |
| Porch Area | 114 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 107 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1303 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 3 BRICK |
| Legal Block | 1 |
| Legal Lot Number | 51.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33500 |
Source: Schenectady County and Schenectady City records · APN 421500 39.55-1-51
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 UNION ST, SCHENECTADY, NY 12305-1702 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Jun 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jul 09, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on Record |
| Deed Sale | Oct 21, 2024 · Amount on Record |
| Prior Sale | Jul 09, 2018 · Amount on Record |
| Deed Document Number | 202463146 |
| Deed Book / Page | 2140 / 319 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 21, 2024 |
| Property Address | 107 FRONT ST, SCHENECTADY, NY 12305-1303 |
| Document Number | 0000063146 |
| Book / Page | 2140 / 319 |
| Instrument Date | Oct 04, 2024 |
| Instrument | 202463146 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 FRONT ST, SCHENECTADY, NY 12305-1303 |
| Name | Verified Name |
|---|---|
| Address | 106 UNION ST, SCHENECTADY, NY 12305-1702 |
| Document Number | 0000063147 |
|---|---|
| Date | Oct 21, 2024 |
| Instrument | 202463147 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 107 FRONT ST, SCHENECTADY, NY 12305-1303 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 107 FRONT ST, SCHENECTADY, NY 12305-1303 |
| Document Number | 0000030796 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 5115/385 |
| Instrument | 202130796 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 09, 2018 |
| Property Address | 107 FRONT ST, SCHENECTADY, NY 12305-1303 |
| Document Number | 0000029953 |
| Book / Page | 001990 / 000983 |
| Instrument Date | Jul 03, 2018 |
| Instrument | 29953 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 FRONT ST #2 SCHENECTADY NY 123051352, 2, SCHENECTADY, NY 12305-1352 |
| Document Number | 29955 |
|---|---|
| Date | Jul 09, 2018 |
| Book Page | 004849/000159 |
| Instrument | 29955 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2048 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,970.00 (+5.9%) | $148,100 (-) Land $22,200 Building $125,900 | $245,239 (+30.82%) Land $36,761 Building $208,478 |
| 2023 | $148,100 (-) Land $22,200 Building $125,900 | $187,468 (+3.8%) Land $28,101 Building $159,367 | |
| 2022 | $148,100 Land $22,200 Building $125,900 | $180,610 Land $27,073 Building $153,537 | |
| 2021 | $7,526.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 2% of the US · above 2% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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