Schenectady County and Schenectady City property record for 103 Front St, Schenectady, NY 12305
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 2,480 sqft · built 1803 |
| Lot Size | 0.135 acres (5,895 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,000 (Jun 2004) |
| Tax Bill | $7,018 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.55-1-50.1 |
| Primary APN | 421500 39.55-1-50.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Total Area |
| 1st Floor Area | 1,124 sqft |
| 2nd Floor Area | 908 sqft |
| Upper Floors Area | 448 sqft |
| Attic | Attic |
| Attic Area | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1803 |
|---|---|
| Effective Year Built | Effective 1803 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 5,895 sqft (0.135 acres) |
| Lot Dimensions | 131 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1303 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK |
| Legal Block | 1 |
| Legal Lot Number | 50.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1136 GODFREY LN, SCHENECTADY, NY 12309-2712 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2004 · Amount on Record |
| Deed Sale | Jun 21, 2004 · Amount on Record |
| Prior Sale | Mar 12, 1998 · Amount on Record |
| Deed Book / Page | 1680 / 782 |
| Record Updated | Oct 29, 2026 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,018.00 (+2.98%) | ||
| 2025 | $6,815.00 (+6.53%) | $122,200 (-) Land $18,300 Building $103,900 | $202,351 (+30.82%) Land $30,303 Building $172,048 |
| 2023 | $122,200 (-) Land $18,300 Building $103,900 | $154,684 (+3.8%) Land $23,165 Building $131,519 | |
| 2022 | $122,200 Land $18,300 Building $103,900 | $149,024 Land $22,317 Building $126,707 | |
| 2021 | $6,397.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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