107 Finale Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 107 Finale Ter, Silver Spring, MD 20901

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,470 sqft · built 1984
Lot Size	0.035 acres (1,544 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Apr 1998)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02364871`

Property Details

APN / Parcel Number

Primary APN	`05-02364871`
Alternative APN	`02364871`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,470 sqft Living Area
1st Floor Area	756 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,544 sqft (0.035 acres)
Deck Area	294 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02364871
Street Address	107 FINALE TER
City	SILVER SPRING
State	MD
Zip	20901-5037
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	DUMONT OAKS
Legal Subdivision	DUMONT OAKS
Legal Block	B
Legal Lot Number	433
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	701506

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 FINALE TER, SILVER SPRING, MD 20901-5037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 1998 · Amount on Record
Deed Sale	Apr 13, 1998 · Amount on Record
Prior Sale	Nov 19, 1997 · Amount on Record
Deed Document Number	1998114416
Deed Book / Page	15732 / 231
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	107 FINALE TER, SILVER SPRING, MD 20901-5037
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FINALE TER, SILVER SPRING, MD 20901-5037

Mortgage

Document Number	0648680195
Date	Dec 20, 2021
Book Page	64868/195

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	107 FINALE TER, SILVER SPRING, MD 20901-5037
Document Number	0579890179
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FINALE TER SILVER SPRING MD 209015037, SILVER SPRING, MD 20901-5037

Mortgage

Document Number	0579890179
Date	Aug 8, 2019
Book Page	057989/000179

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,900 (+4.9%) Land $184,000 Building $243,900	$427,900 (-) Land $184,000 Building $243,900
2025	$4,439.00 (+24.66%)	$407,900 (+10.87%)	$427,900 (+16.31%) Land $184,000 Building $243,900
2023		$367,900 (+3.4%) Land $184,000 Building $183,900	$367,900 (-) Land $184,000 Building $183,900
2022	$3,561.00 Homeowner's exemption	$355,800	$367,900 Land $184,000 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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