105 Finale Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 105 Finale Ter, Silver Spring, MD 20901

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,554 sqft · built 1984
Lot Size	0.035 acres (1,544 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Aug 1995)
Tax Bill	$5,061 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-02364860`

Property Details

APN / Parcel Number

Primary APN	`05-02364860`
Alternative APN	`02364860`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	798 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,544 sqft (0.035 acres)
Deck Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02364860
Street Address	105 FINALE TER
City	SILVER SPRING
State	MD
Zip	20901-5037
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	DUMONT OAKS
Legal Subdivision	DUMONT OAKS
Legal Block	B
Legal Lot Number	432
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	701506

Owner

Source: Montgomery County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12804 BROADMORE RD, SILVER SPRING, MD 20904-3111
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CREDIT UNION/MD
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Dec 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 1995 · Amount on Record
Deed Sale	Aug 15, 1995 · Amount on Record
Deed Book / Page	13564 / 548
Last Transfer Date	Nov 24, 2008
Transfer Doc	0413260052
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 29, 2026
Property Address	105 FINALE TER, SILVER SPRING, MD 20901-5037
Document Number	7097000429
Book / Page	70974 / 429
Instrument Date	Sep 22, 2026
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	SECU TITLE SERVICES LLC, SECU TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	12804 BROADMORE RD, SILVER SPRING, MD 20904-3111

Mortgage

Document Number	7097000429,
Date	Sep 29, 2026
Book Page	70974/429

Lender

Name	STATE EMP CREDIT UNION/MD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	105 FINALE TER, SILVER SPRING, MD 20901-5037
Document Number	0553580255
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	105 FINALE TER SILVER SPRING MD 209015037, SILVER SPRING, MD 20901-5037

Mortgage

Document Number	0553580255
Date	Dec 11, 2017
Book Page	055358/000255

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 19, 2017
Property Address	105 FINALE TER, SILVER SPRING, MD 20901-5037
Document Number	0554020186
Book / Page	055402 / 000186
Instrument Date	Nov 7, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12804 BROADMORE RD SILVER SPRING MD 209043111, SILVER SPRING, MD 20904-3111

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,200 (+4.84%) Land $184,000 Building $237,200	$421,200 (-) Land $184,000 Building $237,200
2025	$5,061.00 (+6.39%)	$401,767 (+10.71%)	$421,200 (+16.07%) Land $184,000 Building $237,200
2024	$4,757.00 (+13.21%)
2023		$362,900 Land $184,000 Building $178,900	$362,900 Land $184,000 Building $178,900
2022	$4,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Finale Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures