107 Embassy Dr, Grayson, KY 41143 Property Records

Carter County property record for 107 Embassy Dr, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1967
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,500 (Feb 2021)
Tax Bill	$1,070 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-10-48-013.00`

Property Details

APN / Parcel Number

Primary APN	`104-10-48-013.00`
Alternative APN	`31599`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront - Canal
Garage Type	Attached
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	152 sqft
Deck Area	480 sqft

Location & Zoning

Account Number	31599
Street Address	107 EMBASSY DR
City	GRAYSON
State	KY
Zip	41143-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 1 TRACT II CAR SHAR ADDN
Legal Subdivision	CAR SHAR ADDN
Legal Tract	2
Legal Block	II
Legal Lot Number	1
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1023
Census Tract	960500

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 EMBASSY DR, GRAYSON, KY 41143-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON
Feb 1, 2021	Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Sep 30, 2008 · Amount on Record
Deed Document Number	2021495866
Deed Book / Page	447 / 639
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	107 EMBASSY DR, GRAYSON, KY 41143-1201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR377/209
Date	Jun 30, 2017
Book Page	OR377/209
Instrument	380795

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Non-Lending Institution
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Feb 1, 2021
Property Address	107 EMBASSY DR, GRAYSON, KY 41143-1201
Document Number	0OR447/639
Book / Page	OR447 / 639
Map Reference	MB 159 PG 124
Instrument Date	Jan 29, 2021
Instrument	495866
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 FOUR WHEEL DR, 100, GRAYSON, KY 41143-8308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	107 EMBASSY DR, GRAYSON, KY 41143-1201

Mortgage

Document Number	0000495867
Date	Feb 1, 2021
Instrument	495867

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,070.00 (-1.02%)	$125,500 (-)	$125,500 (-)
2023	$1,081.00	$125,500	$125,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2002–2018)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Aug 2018
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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