103 Embassy Dr, Grayson, KY 41143 Property Records

Carter County property record for 103 Embassy Dr, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1999
Lot Size	0.125 acres (5,477 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Dec 2018)
Tax Bill	$519 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-10-48-013.01`

Property Details

APN / Parcel Number

Primary APN	`104-10-48-013.01`
Alternative APN	`29420`

Interior

Stories	1 Story
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,477 sqft (0.125 acres)

Location & Zoning

Account Number	29420
Street Address	103 EMBASSY DR
City	GRAYSON
State	KY
Zip	41143-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Legal Subdivision	CARSHAR ADDN
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1023
Census Tract	960500

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 EMBASSY DR, GRAYSON, KY 41143-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Dec 6, 2018	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Prior Sale	Apr 3, 2014 · Amount on Record
Deed Document Number	2018387085
Deed Book / Page	403 / 420
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	103 EMBASSY DR, GRAYSON, KY 41143-1201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 EMBASSY DR GRAYSON, GRAYSON, KY 41143-1201

Mortgage

Document Number	OR436/849
Date	Aug 18, 2020
Book Page	OR436/849
Instrument	453938

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Dec 6, 2018
Property Address	103 EMBASSY DR, GRAYSON, KY 41143-1201
Document Number	0OR403/420
Book / Page	OR403 / 420
Map Reference	DD 159 PG 124
Instrument Date	Nov 29, 2018
Instrument	387085
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 EMBASSY DR, 103, GRAYSON, KY 41143-1201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 GINGER LN, OLIVE HILL, KY 41164-6268

Mortgage

Document Number	0000387086
Date	Dec 6, 2018
Instrument	387086

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$519.00 (-5.29%)	$110,000 (-)	$110,000 (-)
2023	$548.00 Homeowner's exemption	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2002–2018)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Aug 2018
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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