107 Ellen Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 107 Ellen Ct, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 1978
Lot Size	0.522 acres (22,743 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Dec 2019)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-09-687020-000050`

Property Details

APN / Parcel Number

Primary APN	`26-29-09-687020-000050`
Alternative APNs	`092926687020000050` `92926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	2,242 sqft
1st Floor Area	1,492 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	22,743 sqft (0.522 acres)
Lot Dimensions	153 ft deep x 134 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	290 sqft
Patio Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	111 ELLEN CT
City	WINTER HAVEN
State	FL
Zip	33884-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERLOOK SUB PB 66 PG 21 LOT 5
Legal Range	26E
Legal Township	29S
Legal Section	09
Legal Subdivision	OVERLOOK SUBDIVISION
Legal Tract	687020
Legal Block	1
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1049
Census Tract	14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 ELLEN CT, WINTER HAVEN, FL 33884-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN LIBERTY MORTGAGE INC
Nov 7, 2023	Special Warranty Deed, Transfer
Dec 2, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Nov 21, 1995 · Amount on Record
Deed Document Number	2019254673
Deed Book / Page	11059 / 1181
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	107 ELLEN CT, WINTER HAVEN, FL 33884-2806
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	RIDGE SECURITY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ELLEN CT, WINTER HAVEN, FL 33884-2806

Mortgage

Document Number	0000056177
Date	Mar 5, 2021
Book Page	11608/484
Instrument	2021056177

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 7, 2023
Property Address	107 ELLEN CT, WINTER HAVEN, FL 33884-2806
Document Number	0000264196
Book / Page	12902 / 1629
Instrument Date	Nov 7, 2023
Instrument	2023264196
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount Recorded
Tax	$4.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 E VAN FLEET DR # DR231, DR231, BARTOW, FL 33830-3829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ELLEN CT, WINTER HAVEN, FL 33884-2806

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 2, 2019
Property Address	107 ELLEN CT, WINTER HAVEN, FL 33884-2806
Document Number	0110591181
Book / Page	011059 / 001181
Instrument Date	Nov 22, 2019
Instrument	254673
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ELLEN CT WINTER HAVEN FL 338842806, WINTER HAVEN, FL 33884-2806

Mortgage

Document Number	110591183
Date	Dec 2, 2019
Book Page	011059/001183
Instrument	254674

Lender

Name	AMERICAN LIBERTY MTG
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,915 (+2.7%)	$232,956 (-1.58%) Land $44,000 Building $188,956
2025	$1,759.00 (-18.34%) Homeowner's exemption	$173,238 (+5.99%)	$236,693 (-0.19%) Land $44,000 Building $192,693
2023	$2,154.00 (+3.36%) Homeowner's exemption	$163,452 (+3%)	$237,148 (+6.75%) Land $42,000 Building $195,148
2022	$2,084.00 Homeowner's exemption	$158,691	$222,151 Land $35,000 Building $187,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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