Polk County property record for 105 Ellen Ct, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,034 sqft · built 1978 |
| Lot Size | 0.498 acres (21,675 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $926 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-09-687020-000060 |
| Primary APN | 26-29-09-687020-000060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,675 sqft (0.498 acres) |
| Lot Dimensions | 138 ft deep x 156 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 196 sqft |
| Carport | Carport |
| Carport Area | 196 sqft |
| Pool Area | 360 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 544 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 105 ELLEN CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OVERLOOK SUB PB 66 PG 21 LOT 6 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 09 |
| Legal Subdivision | OVERLOOK SUBDIVISION |
| Legal Tract | 687020 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 14600 |
105 Ellen Ct is owner-occupied and held in a trust since July 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 105 ELLEN CT, WINTER HAVEN, FL 33884-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2022 |
| Transfer Doc | 0000205038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 27, 2022 |
| Property Address | 105 ELLEN CT, WINTER HAVEN, FL 33884-2806 |
| Document Number | 0000205038 |
| Book / Page | 12356 / 766 |
| Map Reference | MB 66 PG 21 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022205038 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 ELLEN CT, 105, WINTER HAVEN, FL 33884-2806 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 105 ELLEN CT, WINTER HAVEN, FL 33884-2806 |
The 2025 property tax bill for 105 Ellen Ct was $926 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,344 (+2.7%) | $251,194 (+2.03%) Land $44,000 Building $207,194 | |
| 2025 | $926.00 Homeowner's exemption | $110,364 | $246,194 Land $44,000 Building $202,194 |
| 2023 | $1,339.00 (+4.53%) Homeowner's exemption | $104,130 (+3%) | $246,620 (+4.77%) Land $42,000 Building $204,620 |
| 2022 | $1,281.00 Homeowner's exemption | $101,097 | $235,387 Land $35,000 Building $200,387 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Ellen Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Ellen Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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