107 E Ridge Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 107 E Ridge Rd, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,768 sqft · built 1959
Lot Size0.164 acres (7,125 sqft)
OwnerIndividual Name on Record
Tax Bill$5,604 (2024)
Deeds & MortgagesMay 2021 Transfer
Flood ZoneZone AE (high risk)
APN00411650-000000

Property Details

APN / Parcel Number

Primary APN00411650-000000
Alternative APNs
  • 13633700411650000000
  • 1505889

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,768 sqft Living Area
1st Floor Area1,768 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialTar & Gravel
Lot Area7,125 sqft (0.164 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage Area759 sqft
PorchFlorida Room
Porch Area406 sqft
Patio Area231 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1505889
Street Address107 E RIDGE RD
CityISLAMORADA
StateFL
Zip33036-3119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 1 LT 3 PLANTATION RIDGE PB3-43 PLANTATION KEY OR12-132 OR153-53 OR386-44 OR2513-619/20 OR2906-1203/07 OR3097-0897
Legal Range37E
Legal Township63S
Legal Section13
Legal SubdivisionPLANTATION RIDGE
Legal Block1
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3050
Census Tract970800

Owner

Source: Monroe County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 E RIDGE RD, ISLAMORADA, FL 33036-3119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 13, 2021
Transfer Doc0030970897
Record UpdatedJun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateMay 14, 2021
Property Address107 E RIDGE RD, ISLAMORADA, FL 33036-3119
Document Number0030970897
Book / Page3097 / 897
Map ReferenceMB 3 PG 43
Instrument DateMay 13, 2021
Instrument2319578
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 E RIDGE RD, ISLAMORADA, FL 33036-3119

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$604,288 (+2.9%)$666,222 (+13.45%) Land $455,003 Building $211,219
2024$5,604.00 (+228.68%) Senior Citizen's exemption$587,258 (+406.24%) Land $381,615 Building $205,643$587,258 (+6.2%) Land $381,615 Building $205,643
2023$1,705.00 (+1.37%) Homeowner's exemption$116,004 (+3%)$552,990 (+0.17%) Land $359,599 Building $193,391
2022$1,682.00 Homeowner's exemption$112,626$552,057 Land $355,929 Building $196,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on E Ridge Rd

Nearby Streets

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