102 E Ridge Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 102 E Ridge Rd, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,652 sqft · built 1960
Lot Size0.199 acres (8,671 sqft)
OwnerIndividual Name on Record
Tax Bill$2,219 (2024)
Flood ZoneZone AE (high risk)
APN00411880-000000

Property Details

APN / Parcel Number

Primary APN00411880-000000
Alternative APNs
  • 13633700411880000000
  • 1506125

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,652 sqft Living Area
1st Floor Area1,456 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2017
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,671 sqft (0.199 acres)
Garage Area784 sqft

Exterior Amenities

PorchOpen Porch
Porch Area104 sqft
Deck Area1,243 sqft
Patio Area1,243 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1506125
Old Parcel Number13633700411880000000
Street Address102 E RIDGE RD
CityISLAMORADA
StateFL
Zip33036-3120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 LESS SOUTH 50 FT SQR 2 PLANTATION RIDGE PB3-43 PLANTATION KEY OR12-132 OR158-608 OR509-25 OR750-515 OR750-513
Legal Range37E
Legal Township63S
Legal Section13
Legal SubdivisionPLANTATION RIDGE
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3050
Census Tract970800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 E RIDGE RD, ISLAMORADA, FL 33036-3120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleJul 29, 2024
Last Transfer DateAug 22, 2024
Transfer Doc0032891957
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$180,599 (+5.99%)$877,900 (+19.55%) Land $538,012 Building $339,888
2024$2,219.00 (+0.91%)
2023$2,199.00 (+1.52%) Homeowner's exemption$170,399 (+3%)$734,307 (+0.98%) Land $425,203 Building $309,104
2022$2,166.00 Homeowner's exemption$165,436$727,154 Land $420,865 Building $306,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on E Ridge Rd

Nearby Streets

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