107 E Prairie St, Waverly, IL 62692 Property Records

Morgan County property record for 107 E Prairie St, Waverly, IL 62692

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,500 (Jan 2014)
Tax Bill	$803 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02-403-007`

Property Details

APN / Parcel Number

Primary APN	`19-02-403-007`

Exterior

Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Location & Zoning

Street Address	107 E PRAIRIE ST
City	WAVERLY
State	IL
Zip	62692-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF WAVERLY ORIGINAL TOWN 6FT X 125FT OFF W SD LT 7 AND 60FT X 125FT S END LT 8 BLK 3
Legal Range	08W
Legal Township	13N
Legal Section	02
Legal Subdivision	ORIGINAL TOWN 06FT X 125FT OFF
Legal Block	3
Legal Lot Number	7
Jurisdiction	MORGAN IL
Township / Civil Division	WAVERLY NO. 2
Census Block Group	3
Census Block	3005
Census Tract	952300

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 E PRAIRIE ST, WAVERLY, IL 62692-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2014 · Amount on Record
Deed Sale	Jan 8, 2014 · Amount on Record
Prior Sale	Mar 26, 2013 · Amount on Record
Deed Document Number	2014599661
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Recording Date	Sep 18, 2026
Property Address	107 E PRAIRIE ST, WAVERLY, IL 62692-1011
Document Number	0000661660
Instrument Date	Sep 11, 2026
Instrument	2026661660
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	107 E PRAIRIE ST, WAVERLY, IL 62692-1011

Mortgage

Document Number	0000661660,
Date	Sep 18, 2026
Instrument	2026661660

Lender

Name	AMERICAN INTERNET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Rate	9.55%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	107 E PRAIRIE ST, WAVERLY, IL 62692-1011
Transaction Type	Mortgage
Record Updated	Oct 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	628184
Date	Sep 24, 2019
Instrument	628184

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Waverly City
Unified School District	Waverly Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$803.00 (+12.31%)	$22,240 (+19.7%) Land $1,730 Building $20,510	$66,720 (+19.7%) Land $5,190 Building $61,530
2024	$715.00 (+67.84%)
2023		$18,580 (-) Land $1,560 Building $17,020	$55,740 (-) Land $4,680 Building $51,060
2022	$426.00 (-57.4%) Homeowner's exemption Senior Citizen's exemption	$18,580 Land $1,560 Building $17,020	$55,740 Land $4,680 Building $51,060
2021	$1,000.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY serves 1,194 people · EPA ID IL1370450
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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