225 E Prairie St, Waverly, IL 62692 Property Records

Morgan County property record for 225 E Prairie St, Waverly, IL 62692

Property Summary

Property Type	Single Family Home
Details	882 sqft · built 1915
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Nov 2017)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Nov 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-02-403-016`

Property Details

APN / Parcel Number

Primary APN	`19-02-403-016`

Interior

Building Area	882 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 53 ft wide

Location & Zoning

Street Address	225 E PRAIRIE ST
City	WAVERLY
State	IL
Zip	62692-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF WAVERLY ORIGINAL TOWN LT 5 BLK 2
Legal Range	08W
Legal Township	13N
Legal Section	02
Legal Subdivision	ORIGINAL PLAT OF THE TOWN
Legal Block	2
Legal Lot Number	5
Jurisdiction	MORGAN IL
Township / Civil Division	WAVERLY NO. 2
Census Block Group	3
Census Block	3005
Census Tract	952300

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3340 PAN HANDLE RD, WAVERLY, IL 62692-6010
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Nov 20, 2017	Warranty Deed, Transfer · Line of Credit PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Aug 11, 2002 · Amount on Record
Deed Document Number	2017619495
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	225 E PRAIRIE ST, WAVERLY, IL 62692-1013
Transaction Type	Mortgage
Record Updated	Jan 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 619724
Date	Dec 7, 2017
Instrument	619724

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	VIRDEN, IL 62690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Nov 15, 2022

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Nov 20, 2017
Property Address	225 E PRAIRIE ST, WAVERLY, IL 62692-1013
Document Number	0000619495
Instrument Date	Nov 17, 2017
Instrument	619495
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$97.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 N WAVERLY LAKE RD, 125, FRANKLIN, IL 62638-5151

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3340 PAN HANDLE RD, WAVERLY, IL 62692

Mortgage

Document Number	0000619496
Date	Nov 20, 2017
Instrument	619496

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2022

Mortgage

Document Number	619496
Date	Nov 20, 2017
Instrument	619496

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	VIRDEN, IL 62690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2022

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Waverly City
Unified School District	Waverly Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,064.00 (+1.43%)	$13,830 (+11.08%) Land $1,390 Building $12,440	$41,490 (+11.08%) Land $4,170 Building $37,320
2024	$1,049.00 (+50.07%)
2023		$12,450 (-) Land $1,250 Building $11,200	$37,350 (-) Land $3,750 Building $33,600
2022	$699.00 (-24.6%)	$12,450 Land $1,250 Building $11,200	$37,350 Land $3,750 Building $33,600
2021	$927.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY serves 1,194 people · EPA ID IL1370450
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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