107 E Main St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 107 E Main St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Oct 2016)
Tax Bill	$997 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-430-041-00`

Property Details

APN / Parcel Number

Primary APN	`052-430-041-00`

Interior

Full Baths	1 Bath
Building Area	816 sqft Building Perimeter
1st Floor Area	816 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	154 ft deep x 54 ft wide
Garage Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 E MAIN ST
City	STURGIS
State	MI
Zip	49091-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44. LIBERTY PARK ADD. CITY OF STURGIS.
Legal Subdivision	LIBERTY PARK ADD. CITY OF STURGIS
Legal Lot Number	44
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2014
Census Tract	40700

Owner

Source: St. Joseph County assessment roll, APN 052-430-041-00, as of August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 E MAIN ST, STURGIS, MI 49091-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2016 · Amount on Record
Deed Sale	Oct 24, 2016 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Book / Page	1845 / 152
Prior Transfer Date	Sep 21, 2015
Prior Transfer Doc	01798/0857
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	107 E MAIN ST, STURGIS, MI 49091-1412
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E MAIN ST, STURGIS, MI 49091-1412

Mortgage

Document Number	2022000882
Date	Jan 27, 2022
Instrument	2022000882

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: St. Joseph County assessment roll as of August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,700 (+6.2%)	$99,400 (+6.2%)
2025	$997.00 Homeowner's exemption	$46,800 Land $4,800 Building $42,000	$93,600 Land $9,600 Building $84,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), as of June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 526 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0006440, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STURGIS serves 11,920 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.