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107 E Main St, Royal, IL 61871 Property Records

Champaign County property record for 107 E Main St, Royal, IL 61871 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,128 sqft · built 1949
Lot Size0.226 acres (9,859 sqft)
OwnerIndividual Name on File
Last Sale$97,500 (May 2021)
Tax Bill$2,562 (2024)
Deeds & MortgagesJan 2023 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-18-17-328-003

Property Details

APN / Parcel Number

Primary APN17-18-17-328-003

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Living Area
Gross Area2,784 sqft
1st Floor Area1,128 sqft
Basement Area1,128 sqft
FlooringWood

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area9,859 sqft (0.226 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address107 E MAIN ST
CityROYAL
StateIL
Zip61871-6009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS PT 11, PT 12 BLOCK 2 ROYAL - ORIGINAL TOWN
Legal Range14W
Legal Township20N
Legal Section17
Legal SubdivisionROYAL - ORIGINAL TOWN
Legal Block2
Legal Lot Number12
JurisdictionCHAMPAIGN IL
Township / Civil DivisionOGDEN
Census Block Group1
Census Block1032
Census Tract10702

Owner

Source: Champaign County records · APN 17-18-17-328-003

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address107 E MAIN ST, ROYAL, IL 61871-6009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2023Deed of Trust, Mortgage · Closed-End Mortgage
THE GIRARD NATIONAL BANK
May 07, 2021Warranty Deed, Transfer · Conventional Mortgage
THE GIFFORD STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2021 · Amount on Record
Deed SaleMay 07, 2021 · Amount on Record
Deed Document Number202110666
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address107 E MAIN ST, ROYAL, IL 61871-6009
Transaction TypeMortgage
Record UpdatedFeb 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 E MAIN ST, ROYAL, IL 61871-6009

Mortgage

Document Number0000000227
DateJan 06, 2023
Instrument2023R00227
Lender
NameTHE GIRARD NATIONAL BANK
TypeBank
AddressGIFFORD, IL 61847
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term60 Months
DueJan 15, 2028
Interest
Rate6.85%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateMay 07, 2021
Property Address107 E MAIN ST, ROYAL, IL 61871-6009
Document Number0000010666
Map ReferenceMB B PG 141
Instrument DateApr 30, 2021
Instrument2021R10666
Transaction TypeTransfer
Record UpdatedMay 26, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$97.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 E MAIN ST, ROYAL, IL 61871-6009

Mortgage

Document Number0000010667
DateMay 07, 2021
Instrument2021R10667
Lender
NameTHE GIFFORD STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate TypeFixed Rate
Rate3.02%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionOgden Township
MunicipalityRoyal Village
Elementary School DistrictPrairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$45,490 (+23.85%) Land $5,240 Building $40,250$136,470 (+23.85%) Land $15,720 Building $120,750
2024$2,562.00 (+13.26%)
2022$2,262.00 Homeowner's exemption$36,730 Land $4,240 Building $32,490$110,190 Land $12,720 Building $97,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190107021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AMG Technology Investment GroupFixed Wireless800 / 400
VerizonFixed Wireless300 / 20
FrontierDSL115 / 7
JAB WirelessFixed Wireless (unlicensed)25 / 5
Benton Ridge Telephone CompanyFixed Wireless (unlicensed)10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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