106 E Main St, Royal, IL 61871 Property Records

Champaign County property record for 106 E Main St, Royal, IL 61871 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1904
Square Footage984 sqft Living Area
Lot Size7,478 sqft (0.172 acres)
GarageAttached, 520 sqft
OccupancyOwner Occupied
Last Sale$192,000 (2024)
Tax Bill$2,102.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-18-17-182-010

Interior

Full Baths1 Baths
Building Area984 sqft Living Area
Gross Area3,688 sqft Gross Area
1st Floor984 sqft 1st Floor
Attic Area984 sqft Attic
Attic1 Attic
Basement Area984 sqft Basement
Stories1 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleA-Frame Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialOther (not Classified) Roof
Lot Area7,478 sqft (0.172 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area520 sqft Garage
Porch Area391 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address106 E MAIN ST
CityROYAL
StateIL
Zip61871-6003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 20 BLOCK 1 ROYAL - ORIGINAL TOWN
Legal Range14W
Legal Township20N
Legal Section17
Legal SubdivisionROYAL - ORIGINAL TOWN
Legal Block1
Legal Lot Number20
JurisdictionCHAMPAIGN IL
Minor Civil DivisionOGDEN
Census Blockgroup1
Census Block1014
Census Tract10702

Owner

Source: Champaign County records · APN 17-18-17-182-010

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address106 E MAIN ST, ROYAL, IL 61871-6003
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
FISHER NATIONAL BANK
Apr 16, 2024Warranty Deed, Transfer · Conventional Mortgage
FISHER NATIONAL BANK
Dec 09, 2020Warranty Deed, Transfer · Line of Credit
THE GIFFORD STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2024 · Amount on Record
Deed SaleApr 16, 2024 · Amount on Record
Prior SaleDec 09, 2020 · Amount on Record
Deed Doc Number20244689
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address106 E MAIN ST, ROYAL, IL 61871-6003
Transaction TypeMortgage
Record UpdatedApr 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 E MAIN ST, ROYAL, IL 61871-6003

Mortgage

Document Number0000004567
DateMar 31, 2026
Instrument2026R04567
Lender
NameFISHER NATIONAL BANK
TypeBank
AddressCHAMPAIGN, IL 61822
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 16, 2024
Property Address106 E MAIN ST, ROYAL, IL 61871-6003
Document Number0000004689
Map ReferenceMB B PG 141
Instrument DateApr 10, 2024
Instrument2024R04689
Transaction TypeTransfer
Record UpdatedApr 24, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$192.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address106 E MAIN ST, ROYAL, IL 61871-6003

Mortgage

Document Number0000004690
DateApr 16, 2024
Instrument2024R04690
Lender
NameFISHER NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Rate7.12%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 09, 2020
Property Address106 E MAIN ST, ROYAL, IL 61871-6003
Document Number0000025945
Map ReferenceMB B PG 141
Instrument DateNov 25, 2020
Instrument2020R25945
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$68.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6233 DEL SOL DR, WHITES CREEK, TN 37189-2903

Mortgage

Document Number0000025946
DateDec 09, 2020
Instrument2020R25946
Lender
NameTHE GIFFORD STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueDec 02, 2021

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionOgden Township
MunicipalityRoyal Village
Elementary School DistrictPrairieview-Ogden Community Consolidated School District 197 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$32,060 (+6.62%) Land $4,180 Building $27,880$96,180 (+6.62%) Land $12,540 Building $83,640
2024$2,102.00 (+4.84%)$30,070 (+16.24%) Land $3,920 Building $26,150$90,210 (+16.24%) Land $11,760 Building $78,450
2023$2,005.00 (+5.19%)
2022$1,906.00$25,870 Land $3,370 Building $22,500$77,610 Land $10,110 Building $67,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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