107 E Jefferson St, O Fallon, IL 62269 Property Records

St. Clair County property record for 107 E Jefferson St, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details1,401 sqft · built 1915
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual on Record
Last Sale$242,000 (Sep 2021)
Deeds & MortgagesSep 2021 Sale & Mortgage
Feb 2020 Sale & Line of Credit
+ 1 more
APN04-29-0-114-003

Property Details

APN / Parcel Number

Primary APN04-29-0-114-003

Interior

Stories2 Stories
Building Area1,401 sqft Living Area
Gross Area3,088 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Garage Area57,600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area153 sqft
Deck Area9,600 sqft
Patio Area96 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address107 E JEFFERSON ST
CityO FALLON
StateIL
Zip62269-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPENNS ADD TO O FALLON LOT/SEC-10 A02714769
Legal SubdivisionPENNS
Legal Lot Number10
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2023
Census Tract504351

Owner

Source: St. Clair County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address107 E JEFFERSON ST, O FALLON, IL 62269-1405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Feb 10, 2020Grant Deed, Construction Loan · Line of Credit
BANK OF O'FALLON
Dec 13, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2021 · Amount on Record
Deed SaleSep 1, 2021 · Amount on Record
Prior SaleFeb 10, 2020 · Amount on Record
Deed Document NumberA02714769
Record UpdatedJun 7, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateSep 1, 2021
Property Address107 E JEFFERSON ST, O FALLON, IL 62269-1405
Document Number0A02714769
Map ReferenceMB G PG 1
Instrument DateAug 31, 2021
InstrumentA02714769
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$363.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address107 E JEFFERSON ST, O FALLON, IL 62269-1405

Mortgage

Document Number0A02714770
DateSep 1, 2021
InstrumentA02714770
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate4.5%

February 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST CLAIR IL
Recording DateFeb 10, 2020
Property Address107 E JEFFERSON ST, O FALLON, IL 62269-1405
Document Number00A2641714
Instrument DateJan 17, 2020
Instrument2641714
Transaction TypeConstruction Loan
Record UpdatedMar 2, 2020
Title CompanyADVANCED TITLE SOLUTIONS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4060 LEBANON AVE BELLEVILLE IL 622210428, BELLEVILLE, IL 62221-0428

Mortgage

Document NumberA2641715
DateFeb 10, 2020
Instrument2641715
Lender
NameBANK OF O'FALLON
TypeBank
AddressO FALLON, IL 62269-8626
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 9, 2021
Interest
Rate TypeAdjustable Rate
Rate5%

December 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST CLAIR IL
Recording DateDec 13, 2019
Property Address107 E JEFFERSON ST, O FALLON, IL 62269-1405
Document Number00A2636209
Instrument DateDec 3, 2019
Instrument2636209
Transaction TypeForeclosure
Record UpdatedDec 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address215 FORREST ST HATTIESBURG MS 394013476, HATTIESBURG, MS 39401-3476
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$52,717 Land $3,889 Building $48,828$158,151 Land $11,667 Building $146,484

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave, Verizon.

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