103 E Jefferson St, O Fallon, IL 62269 Property Records

St. Clair County property record for 103 E Jefferson St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 784 sqft · built 1891
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$2,898 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit
APN	`04-29-0-114-001`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-114-001`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	784 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	272 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	103 E JEFFERSON ST
City	O FALLON
State	IL
Zip	62269-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS ADD TO O FALLON LOT/SEC-12 BK 2754-1918 A02576290 A02832469
Legal Subdivision	PENNS ADD
Legal Block	114
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2023
Census Tract	504351

Owner

Source: St. Clair County records · APN 04-29-0-114-001

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 E JEFFERSON ST, O FALLON, IL 62269-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 25, 2024
Transfer Doc	0002832469
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	103 E JEFFERSON ST, O FALLON, IL 62269-1405
Transaction Type	Mortgage
Record Updated	Nov 08, 2023
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E JEFFERSON, NASHVILLE, IL 62263

Mortgage

Document Number	0A02795424
Date	Oct 23, 2023
Instrument	A02795424

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,898.00	$50,763 (+22.55%) Land $4,781 Building $45,982	$152,289 (+22.55%) Land $14,343 Building $137,946
2022		$41,421 Land $3,901 Building $37,520	$124,263 Land $11,703 Building $112,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Delta Communications, Verizon.

Based on FCC filings for 410 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	O FALLON serves 46,603 people
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.