Story County property record for 107 E Custer St, Zearing, IA 50278
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,196 sqft · built 1976 |
| Lot Size | 0.544 acres (23,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,000 (Sep 2007) |
| Tax Bill | $3,692 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-21-412-325 |
| Primary APN | 04-21-412-325 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 1,123 sqft |
| Unfinished Basement | 73 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,700 sqft (0.544 acres) |
| Lot Dimensions | 158 ft deep x 150 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,408 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 256 sqft |
| Patio Area | 142 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 107 E CUSTER ST |
|---|---|
| City | ZEARING |
| State | IA |
| Zip | 50278-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ADD LOTS 3 4 & 5 BLK 13 |
| Legal Subdivision | SOUTH ADD |
| Legal Block | 13 |
| Legal Lot Number | 3-5 |
| Jurisdiction | STORY IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 10500 |
107 E Custer St is owned and occupied by two individuals who bought it in September 2007.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 E CUSTER ST, ZEARING, IA 50278-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2007 · Amount on File |
| Deed Sale | Sep 7, 2007 · Amount on File |
| Deed Document Number | 200710671 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 107 E Custer St was $3,692 with a homeowner's exemption, up 4.7% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Zearing City |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,692.00 (+4.71%) Homeowner's exemption | $257,200 Land $18,300 Building $238,900 | $257,200 Land $18,300 Building $238,900 |
| 2024 | $3,526.00 | ||
| 2023 | $241,700 Land $13,300 Building $228,400 | $241,700 Land $13,300 Building $228,400 | |
| 2022 | $3,414.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 E Custer St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1987–2013) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | May 2013 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 E Custer St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZEARING WATER DEPARTMENT serves 528 people · EPA ID IA8590041 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Apr 2016 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Minerva Valley Telephone Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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