102 E Custer St, Zearing, IA 50278 Property Records

Story County property record for 102 E Custer St, Zearing, IA 50278

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,304 sqft · built 1898
Lot Size0.402 acres (17,500 sqft)
OwnerIndividual Name on Record
Tax Bill$2,120 (2025)
Flood ZoneZone X (minimal risk)
APN04-21-412-260

Property Details

APN / Parcel Number

Primary APN04-21-412-260

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,304 sqft Living Area
1st Floor Area814 sqft
AtticAttic
Attic Area448 sqft
Basement Area814 sqft
Unfinished Basement814 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1957
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,500 sqft (0.402 acres)
Lot Dimensions175 ft deep x 100 ft wide
Garage TypeDetached
Garage Area960 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address102 E CUSTER ST
CityZEARING
StateIA
Zip50278-2008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH ADD LOTS 15 & 16 BLK 10
Legal Range21W
Legal Township85N
Legal Section21
Legal SubdivisionSOUTH ADD
Legal Block10
Legal Lot Number15,16
JurisdictionSTORY IA
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2049
Census Tract10500

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 E CUSTER ST, ZEARING, IA 50278-2008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityZearing City
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,120.00 (+3.21%)$133,100 (+4.89%) Land $13,900 Building $119,200$133,100 (+4.89%) Land $13,900 Building $119,200
2024$2,054.00 (+8.91%)
2023$126,900 (+25.4%) Land $10,200 Building $116,700$126,900 (+25.4%) Land $10,200 Building $116,700
2022$1,886.00 (+73.99%)$101,200 Land $7,000 Building $94,200
2021$1,084.00$101,200 Land $7,000 Building $94,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims9 (1987–2013)
Claims Outside the SFHA4 of 9
Most Recent ClaimMay 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemZEARING WATER DEPARTMENT
serves 528 people · EPA ID IA8590041
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionNov 2023
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Apr 2016
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Minerva Valley Telephone
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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