107 E Clark Ave, Effingham, IL 62401 Property Records

Effingham County property record for 107 E Clark Ave, Effingham, IL 62401 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms2 Baths
Year BuiltBuilt 1940
Square Footage1,036 sqft Base Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$100,000 (2023)
Tax Bill$1,237.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-16-050-034

Interior

Bedrooms1 Beds
Full Baths2 Baths
Building Area1,036 sqft Base Area
1st Floor1,036 sqft 1st Floor
Basement Area1,036 sqft Basement
Unfinished Basement1,036 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address107 E CLARK AVE
CityEFFINGHAM
StateIL
Zip62401-3802
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 6 EXCEPT N 45FT OF E 3.5FT BLK 2 M V PARKS ADD TO BLISS PARK 3875/116 3857/204 3406/23 2799/134 2050/205 1158/96 975/189
Legal SubdivisionPARKS ADDITION
Legal Block2
Legal Lot Number6
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup3
Census Block3006
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-050-034

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address107 E CLARK AVE, EFFINGHAM, IL 62401-3802
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Commercial Mortgage
THE PEOPLES STATE BANK NEWTON ILLINOIS
Aug 25, 2023Warranty Deed, Transfer · Commercial Mortgage
WASHINGTON SAVINGS BANK
May 15, 2023Warranty Deed, Transfer · Commercial Mortgage
THE PEOPLES STATE BANK NEWTON ILLIN
Oct 23, 2018Deed of Trust, Mortgage · Commercial Mortgage
CROSSROADS BANK
Aug 13, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleMay 15, 2023 · Amount on Record
Deed Doc Number20232758
Deed Book / Page3875 / 116
Prior Transfer DateJun 12, 2018
Prior Transfer Doc003406/023
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address107 E CLARK AVE, EFFINGHAM, IL 62401-3802
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003872/180
DateAug 14, 2023
Book Page3872/180
Instrument202323002600
Lender
NameTHE PEOPLES STATE BANK NEWTON ILLINOIS
TypeBank
AddressNEWTON, IL 62448
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueAug 11, 2048
Interest
Rate TypeAdjustable Rate

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateAug 25, 2023
Property Address107 E CLARK AVE, EFFINGHAM, IL 62401-3802
Document Number003875/116
Book / Page3875 / 116
Map ReferenceMB 29 PG 70
Instrument DateAug 25, 2023
Instrument202323002758
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyTHE TITLE CENTER/FL, THE TITLE CENTER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 E CLARK AVE, EFFINGHAM, IL 62401-3802

Mortgage

Document Number202323002759
DateAug 25, 2023
Instrument202323002759
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueAug 24, 2043
Interest
Rate TypeAdjustable Rate
Rate4.04%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateMay 15, 2023
Property Address107 E CLARK AVE, EFFINGHAM, IL 62401-3802
Document Number003857/204
Book / Page3857 / 204
Map ReferenceMB 29 PG 70
Instrument DateMay 12, 2023
Instrument202322001593
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyTHE TITLE CENTER/FL, THE TITLE CENTER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$40.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7348 E US HIGHWAY 40, ALTAMONT, IL 62411-2524

Mortgage

Document Number202322001594
DateMay 15, 2023
Instrument202322001594
Lender
NameTHE PEOPLES STATE BANK NEWTON ILLIN
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMay 12, 2043
Interest
Rate TypeAdjustable Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address107 E CLARK AVE, EFFINGHAM, IL 62401-3802
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3423/187
DateOct 23, 2018
Book Page3423/187
Instrument201801804443
Lender
NameCROSSROADS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEFFINGHAM IL
Recording DateAug 13, 2018
Property Address107 E CLARK AVE, EFFINGHAM, IL 62401-3802
Document Number3406/023
Book / Page3406 / 023
Map ReferenceMB 29 PG 70
Instrument DateJun 12, 2018
Instrument201801803292
Transaction TypeTransfer
Record UpdatedAug 05, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1201 N EAST ST # ST232, 1201, OLNEY, IL 62450-2472

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 E CLARK AVE, EFFINGHAM, IL 62401-3802

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$1,237.00 (+60.03%)$24,310 (+19.87%) Land $8,280 Building $16,030$72,930 (+19.87%) Land $24,840 Building $48,090
2022$773.00 Homeowner's exemption Disabled Person's exemption$20,280 (+1%) Land $6,910 Building $13,370$60,840 (+1%) Land $20,730 Building $40,110
2021$20,080 Land $6,840 Building $13,240$60,240 Land $20,520 Building $39,720
2018$773.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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