106 E Clark Ave, Effingham, IL 62401 Property Records

Effingham County property record for 106 E Clark Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1900
Square Footage	1,216 sqft Base Area
Lot Size	8,276 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$75,000 (2019)
Tax Bill	$152.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`03-16-050-053`

Interior

Building Area	1,216 sqft Base Area
Basement Area	548 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1900
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	8,276 sqft (0.189 acres)

Location & Zoning

Street Address	106 E CLARK AVE
City	EFFINGHAM
State	IL
Zip	62401-3801
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S 139FT LOT 2 BLK 1 MV PARKS ADD TO BLISS PARK 3466/137 2939/189 1082/247 826/112
Legal Subdivision	PARKS ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	EFFINGHAM IL
Minor Civil Division	DOUGLAS
Census Blockgroup	3
Census Block	3005
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-050-053

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	106 E CLARK AVE, EFFINGHAM, IL 62401-3801
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Deed Doc Number	201901901782
Deed Book / Page	3466 / 137
Record Refreshed	Jun 07, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 20, 2019
Property Address	106 E CLARK AVE, EFFINGHAM, IL 62401-3801
Document Number	3466/137
Book / Page	3466 / 137
Map Reference	MB 29 PG 70
Instrument Date	May 17, 2019
Instrument	201901901782
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	106 E CLARK AVE, EFFINGHAM, IL 62401-3801

Mortgage

Document Number	201901901783
Date	May 20, 2019
Instrument	201901901783

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$152.00 Homeowner's exemption	$24,040 Land $7,900 Building $16,140	$72,120 Land $23,700 Building $48,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.