107 E Chestnut St, Garnavillo, IA 52049 Property Records

Clayton County property record for 107 E Chestnut St, Garnavillo, IA 52049

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 1,112 sqft · built 1947
Lot Size0.121 acres (5,280 sqft)
Owner2 Individual Names on Record
Tax Bill$580 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-29-18-481-003

Property Details

APN / Parcel Number

Primary APN22-29-18-481-003
Alternative APN
  • 2918481003

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area712 sqft
AtticAttic
Attic Area400 sqft
Basement Area712 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,280 sqft (0.121 acres)
Lot Dimensions66 ft deep x 80 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address107 E CHESTNUT ST
CityGARNAVILLO
StateIA
Zip52049-9705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE 80 FT LOT 3 BLK 8 S. GARNAVILLO
Legal SubdivisionTOWN SOUTH GARNAVILLO
Legal Block8
Legal Lot Number3
JurisdictionCLAYTON IA
Township / Civil DivisionGARNAVILLO
Census Block Group1
Census Block1045
Census Tract70300

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 56, GARNAVILLO, IA 52049-0056
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address107 E CHESTNUT ST, GARNAVILLO, IA 52049-9705
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R01722
DateApr 27, 2021
Instrument2021R01722
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 26, 2046
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityGarnavillo City
Unified School DistrictClayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$580.00 (+25%) Homeowner's exemption Additional exemption filed$72,072 (+19.34%) Land $9,108 Building $62,964$72,072 (+19.34%) Land $9,108 Building $62,964
2024$464.00 (-36.78%)
2023$60,390 Land $7,920 Building $52,470$60,390 Land $7,920 Building $52,470
2022$734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1997–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2001 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNAVILLO WATER SUPPLY
serves 763 people · EPA ID IA2234074
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

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