104 E Chestnut St, Garnavillo, IA 52049 Property Records

Clayton County property record for 104 E Chestnut St, Garnavillo, IA 52049

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 624 sqft · built 1945
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on Record
Last Sale	$41,500 (Apr 2019)
Tax Bill	$746 (2025)
Deeds & Mortgages	Apr 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`22-29-18-486-008`

Property Details

APN / Parcel Number

Primary APN	`22-29-18-486-008`
Alternative APN	`2918486008`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
Basement Area	624 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	50 ft deep x 124 ft wide
Garage Type	Carport
Garage Area	512 sqft
Carport	Carport
Carport Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	96 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	104 E CHESTNUT ST
City	GARNAVILLO
State	IA
Zip	52049-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S. GARNAVILLO PT LOT 8 BLK 13
Legal Block	13
Legal Lot Number	8
Jurisdiction	CLAYTON IA
Township / Civil Division	GARNAVILLO
Census Block Group	1
Census Block	1065
Census Tract	70300

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 E CHESTNUT ST, GARNAVILLO, IA 52049-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Deed Document Number	2019924
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Apr 8, 2019
Property Address	104 E CHESTNUT ST, GARNAVILLO, IA 52049-9705
Document Number	2019R00924
Instrument Date	Apr 2, 2019
Instrument	2019R00924
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E CHESTNUT ST, GARNAVILLO, IA 52049-9705

Mortgage

Document Number	2019R00926
Date	Apr 8, 2019
Instrument	2019R00926

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Garnavillo City
Unified School District	Clayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$746.00 (+12.35%) Homeowner's exemption	$59,311 (+17.81%) Land $8,037 Building $51,274	$59,311 (+17.81%) Land $8,037 Building $51,274
2024	$664.00 (+3.75%)
2023		$50,343 Land $6,989 Building $43,354	$50,343 Land $6,989 Building $43,354
2022	$640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2001 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARNAVILLO WATER SUPPLY serves 763 people · EPA ID IA2234074
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500