107 E 13th St, Atlantic, IA 50022 Property Records

Cass County property record for 107 E 13th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 1962
Lot Size	0.354 acres (15,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Sep 2025)
Tax Bill	$2,080 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`300006240001000`

Property Details

APN / Parcel Number

Primary APN	`300006240001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	609 sqft
Unfinished Basement	609 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,436 sqft (0.354 acres)
Garage Type	Attached
Garage Area	321 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	31 sqft
Deck Area	86 sqft
Patio Area	370 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	107 E 13TH ST
City	ATLANTIC
State	IA
Zip	50022-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILSIDE ADD LOT 4
Legal Subdivision	HILLSIDE ADDITION
Legal Lot Number	4
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2015
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 E 13TH ST, ATLANTIC, IA 50022-2350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKERS SOLUTIONS INC
Sep 30, 2025	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Feb 11, 2022	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK
Jul 16, 2018	Executor's Deed, Transfer
Jul 16, 2018	Quit Claim Deed, Transfer CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Feb 11, 2022 · Amount on Record
Deed Book / Page	2025 / 1694
Prior Transfer Date	Jul 6, 2018
Prior Transfer Doc	0000002018/000000131
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	107 E 13TH ST, ATLANTIC, IA 50022-2350
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1462
Date	Jul 2, 2021
Book Page	2021/1462
Instrument	2021-1462

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Sep 30, 2025
Property Address	107 E 13TH ST, ATLANTIC, IA 50022-2350
Document Number	02025/1694
Book / Page	2025 / 1694
Instrument Date	Sep 23, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 E 13TH ST, ATLANTIC, IA 50022-2350

Mortgage

Document Number	0020251695
Date	Sep 30, 2025
Instrument	2025/1695

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Feb 11, 2022
Property Address	107 E 13TH ST, ATLANTIC, IA 50022-2350
Document Number	002022/251
Book / Page	2022 / 251
Instrument Date	Feb 11, 2022
Instrument	2022-0251
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 E 13TH ST, ATLANTIC, IA 50022-2350

Mortgage

Document Number	0002022252
Date	Feb 11, 2022
Instrument	2022/252

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CASS IA
Recording Date	Jul 16, 2018
Property Address	107 E 13TH ST, ATLANTIC, IA 50022-2350
Document Number	02018/1314
Book / Page	2018 / 1314
Instrument Date	Jul 7, 2018
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E 13TH ST, ATLANTIC, IA 50022-2350

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS IA
Recording Date	Jul 16, 2018
Property Address	107 E 13TH ST, ATLANTIC, IA 50022-2350
Document Number	02018/1313
Book / Page	2018 / 1313
Instrument Date	Jul 6, 2018
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E 13TH ST, ATLANTIC, IA 50022-2350

Mortgage

Document Number	0000002018/0000001315
Date	Jul 16, 2018
Book Page	0000002018/0000001315

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,080.00 Homeowner's exemption Veteran's exemption	$140,810 (-) Land $15,730 Building $125,080	$140,810 (-) Land $15,730 Building $125,080
2025	$2,080.00 (+6.12%) Homeowner's exemption Veteran's exemption	$140,810 (+10.34%) Land $15,730 Building $125,080	$140,810 (+10.34%) Land $15,730 Building $125,080
2024	$1,960.00 (+2.51%) Homeowner's exemption	$127,610 (-) Land $15,730 Building $111,880
2023		$127,610 Land $15,730 Building $111,880	$127,610 Land $15,730 Building $111,880
2022	$1,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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