10 E 13th St, Atlantic, IA 50022 Property Records

Cass County property record for 10 E 13th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,529 sqft · built 1957
Lot Size	0.312 acres (13,631 sqft)
Owner	Individual Name on Record
Tax Bill	$3,734 (2024)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`300004737001001`

Property Details

APN / Parcel Number

Primary APN	`300004737001001`
Alternative APN	`300004737001000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,529 sqft Living Area
Basement Area	1,529 sqft
Finished Basement	1,140 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,631 sqft (0.312 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	33 sqft
Deck Area	168 sqft
Patio Area	151 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	300004737001000
Street Address	10 E 13TH ST
City	ATLANTIC
State	IA
Zip	50022-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT PLACE (EXC N9'&W5'& PARCEL A) LTS 20-21 &W15'LT 22
Legal Subdivision	CHESTNUT PLACE
Legal Lot Number	20-22 21
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2014
Census Tract	190400

Owner

Source: Cass County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10 E 13TH ST, ATLANTIC, IA 50022-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage IOWA FINANCE AUTHORITY
Oct 9, 2025	Legal Action/Court Order, Foreclosure · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 9, 2025
Transfer Doc	02025/1757
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	10 E 13TH ST, ATLANTIC, IA 50022-2348
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 E 13TH ST, ATLANTIC, IA 50022-2348

Mortgage

Document Number	02025/1759
Date	Oct 9, 2025
Book Page	2025/1759

Lender

Name	IOWA FINANCE AUTHORITY
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2025: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CASS IA
Recording Date	Oct 9, 2025
Property Address	10 E 13TH ST, ATLANTIC, IA 50022-2348
Document Number	02025/1757
Book / Page	2025 / 1757
Map Reference	MB 5 PG 76
Instrument Date	Sep 17, 2025
Transaction Type	Foreclosure
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 E 13TH ST, ATLANTIC, IA 50022-2348

Mortgage

Document Number	0020251758
Date	Oct 9, 2025
Instrument	2025/1758

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,280 (+20.54%) Land $17,150 Building $233,130	$250,280 (+20.54%) Land $17,150 Building $233,130
2024	$3,734.00 (+30.01%) Homeowner's exemption	$207,640 (-) Land $17,150 Building $190,490
2023		$207,640 Land $17,150 Building $190,490	$207,640 Land $17,150 Building $190,490
2022	$2,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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