107 Drew Cir, Smithsburg, MD 21783 Property Records

Washington County property record for 107 Drew Cir, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,836 sqft · built 2003
Lot Size	0.302 acres (13,143 sqft)
Owner	2 Individual Names on File
Last Sale	$239,598 (Dec 2018)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-034644`

Property Details

APN / Parcel Number

Primary APN	`07-034644`
Alternative APN	`034644`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,836 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,143 sqft (0.302 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	034644
Street Address	107 DREW CIR
City	SMITHSBURG
State	MD
Zip	21783-1593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 371 0.30 ACRE 107 DREW CIRCLE WHISPERING HILLS
Legal Subdivision	WHISPERING HILLS
Legal Block	6
Legal Lot Number	371
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3006
Census Tract	11301

Owner

Source: Washington County records · APN 07-034644

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	107 DREW CIR, SMITHSBURG, MD 21783-1593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST
Feb 21, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG
Dec 27, 2018	Grant Deed, Transfer NFM LNDG
Oct 01, 2018	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Oct 01, 2018 · Amount on Record
Deed Book / Page	5895 / 279
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	107 DREW CIR, SMITHSBURG, MD 21783-1593
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DREW CIR, SMITHSBURG, MD 21783-1593

Mortgage

Document Number	0071800329
Date	Jan 20, 2023
Book Page	7180/329

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	SMITHSBURG, MD 21783

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	107 DREW CIR, SMITHSBURG, MD 21783-1593
Document Number	0061910426
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DREW CIR SMITHSBURG MD 217831593, SMITHSBURG, MD 21783-1593

Mortgage

Document Number	0061910426
Date	Feb 28, 2020
Book Page	006191/000426

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 27, 2018
Property Address	107 DREW CIR, SMITHSBURG, MD 21783-1593
Document Number	0058950279
Book / Page	005895 / 000279
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	Jan 09, 2019
Title Company	OLDE TOWNE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$239.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 DREW CIR SMITHSBURG MD 217831593, SMITHSBURG, MD 21783-1593

Mortgage

Document Number	58950284
Date	Dec 27, 2018
Book Page	005895/000284

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

October 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	WASHINGTON MD
Recording Date	Oct 01, 2018
Property Address	107 DREW CIR, SMITHSBURG, MD 21783-1593
Document Number	0058440253
Book / Page	005844 / 000253
Instrument Date	May 30, 2018
Transaction Type	Foreclosure
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$273.92
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,367 (+8.87%)	$373,500 (-) Land $66,500 Building $307,000
2025	$2,781.00 (+7.79%) Homeowner's exemption	$317,233 (+12.47%)	$373,500 (+29.19%) Land $66,500 Building $307,000
2023	$2,580.00 Homeowner's exemption	$282,067	$289,100 Land $66,500 Building $222,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430113013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006, tidal / storm surge

Wildfire

Wildfire Risk	Low above 5% of the US · above 9% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 295 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Fiber	2,300 / 2,300
Xfinity	Fiber	2,000 / 250
Schurz Communications	Cable	1,300 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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