Washington County property record for 106 Drew Cir, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,016 sqft · built 2003 |
| Lot Size | 0.247 acres (10,778 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,000 (Oct 2020) |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage May 2017 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-034717 |
| Primary APN | 07-034717 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,778 sqft (0.247 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 034717 |
|---|---|
| Street Address | 106 DREW CIR |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 378 0.25 ACRE 106 DREW CIRCLE WHISPERING HILLS |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 6 |
| Legal Lot Number | 378 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11301 |
Source: Washington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 DREW CIR, SMITHSBURG, MD 21783-1592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| May 23, 2017 | Grant Deed, Transfer OLDE TOWNE TITLE COMPANY |
| May 12, 2017 | Deed of Trust, Mortgage MCLEAN MTG |
| May 15, 2017 | Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Prior Sale | May 23, 2017 · Amount on Record |
| Deed Book / Page | 6396 / 489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 19, 2020 |
| Property Address | 106 DREW CIR, SMITHSBURG, MD 21783-1592 |
| Document Number | 0063960489 |
| Book / Page | 6396 / 489 |
| Map Reference | MB 4951&4952 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ENDEAVOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 DREW CIR, SMITHSBURG, MD 21783-1592 |
| Document Number | 0006396496 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 6396/496 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 23, 2017 |
| Property Address | 106 DREW CIR, SMITHSBURG, MD 21783-1592 |
| Document Number | 0055070137 |
| Book / Page | 005507 / 000137 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 DREW CIR SMITHSBURG MD 217831592, SMITHSBURG, MD 21783-1592 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 106 DREW CIR, SMITHSBURG, MD 21783-1592 |
| Document Number | 0055070141 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | OMAHA TITLE |
| Name | Verified Name |
|---|---|
| Address | 106 DREW CIR SMITHSBURG MD 217831592, SMITHSBURG, MD 21783-1592 |
| Document Number | 0055070141 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 005507/000141 |
| Name | MCLEAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 14, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 15, 2017 |
| Property Address | 106 DREW CIR, SMITHSBURG, MD 21783-1592 |
| Document Number | 0055030105 |
| Book / Page | 5503 / 0105 |
| Map Reference | MB4951-4952 |
| Instrument Date | May 10, 2017 |
| Instrument | 5503-0105 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 DREW CIR, SMITHSBURG, MD 21783-1592 |
| Document Number | 55030111 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 5503-0111 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,500 (+9.13%) | $414,500 (-) Land $65,300 Building $349,200 | |
| 2025 | $3,064.00 (+7.85%) Homeowner's exemption | $350,500 (+12.88%) | $414,500 (+30.14%) Land $65,300 Building $349,200 |
| 2023 | $2,841.00 | $310,500 | $318,500 Land $65,300 Building $253,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 250 |
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